Data as of Oct 28, 2026.
VBIL vs VNQ: Differences, Returns & Fees
Over the year to Oct 28, 2026, VBIL returned +3.7% to VNQ's +4.8%; 0% of their weight is in the same names.
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Net assets on Sep 30, 2026: $12.8bn for Vanguard 0-3 Month Treasury Bill ETF and $35.9bn for Vanguard Real Estate ETF.
Pair scorecard
VBIL costs 0.07 points a year less; their one-year returns differ by 1.1 points; VNQ is 2.8 times larger.
| Measure | VBIL | VNQ |
|---|---|---|
| Return | ||
| Total return, 1 year | +3.7% | +4.8% |
| Drawdown | ||
| Below its high | 8.3%, high on Jul 28, 2026 | |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Treasury Bills 0-3 Months Index | MSCI US Investable Market Real Estate 25/50 Index |
| Cost and size | ||
| Expense ratio | 0.06% | 0.13% |
| Net assets, as of Sep 30, 2026 | $12.8bn | $35.9bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 63% | |
| Top ten holdings, share of the fund | 55.8% | |
Holdings in common uses holdings dated Sep 30, 2026. Method
What they share
By the books each fund has filed, VBIL and VNQ hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
VBIL and VNQ on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VBIL
VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.
VNQ
VNQ tracks an index of US real estate. Over the year to Oct 28, 2026 it returned +4.8% with distributions reinvested. The prospectus expense ratio is 0.13% a year. By its holdings published by its issuer as of Sep 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 141 positions, with the top ten at 55.8%. It sat 8.3% below its high of Jul 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VBIL or VNQ?
- In the year to Oct 28, 2026, with distributions reinvested, VBIL returned +3.7% and VNQ +4.8%.
- Which is cheaper, VBIL or VNQ?
- VBIL is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, VBIL against VNQ, data as of Oct 28, 2026. https://etfiq.com/compare/any/vbil-vs-vnq
ETFIQ. (Oct 28, 2026). VBIL against VNQ. Retrieved from https://etfiq.com/compare/any/vbil-vs-vnq
[VBIL against VNQ (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vbil-vs-vnq)
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