Data as of Oct 28, 2026.

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VBIL vs VIG: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VBIL returned +3.7% to VIG's +13.9%; 0% of their weight is in the same names.

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Net assets on Sep 30, 2026: $12.8bn for Vanguard 0-3 Month Treasury Bill ETF and $109.1bn for Vanguard Div Appreciation ETF.

At a glance
+3.7%
VBIL total return, 1 year
+13.9%
VIG total return, 1 year
0.06%
VBIL expense ratio
0.04%
VIG expense ratio

Pair scorecard

VIG costs 0.02 points a year less; their one-year returns differ by 10.2 points; VIG is 8.5 times larger.

VBIL vs VIG: Differences, Returns & Fees
MeasureVBILVIG
Return
Total return, 1 year+3.7%+13.9%
Benchmark
What it tracksBloomberg U.S. Treasury Bills 0-3 Months IndexS&P U.S. Dividend Growers Index
Cost and size
Expense ratio0.06%0.04%
Net assets, as of Sep 30, 2026$12.8bn$109.1bn
Holdings
Holdings in common0%
In the S&P 500, by weight93%
Top ten holdings, share of the fund34.5%

Holdings in common uses holdings dated Sep 30, 2026. Method

What they share

0%

By the books each fund has filed, VBIL and VIG hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VBIL VIG
MKTLIQ 0.02% 0.36%
Only in one fund ↓
Only in VBIL
United States Treasury Bill 5.76%
United States Treasury Bill 5.74%
United States Treasury Bill 5.21%
United States Treasury Bill 5.21%
United States Treasury Bill 5.19%
United States Treasury Bill 5.11%
United States Treasury Bill 5.04%
United States Treasury Bill 4.95%
Only in VIG
Microsoft Corp 4.90%
Apple Inc 4.88%
Broadcom Inc 4.30%
Eli Lilly & Co 4.10%
JPMorgan Chase & Co 3.89%
ExxonMobil Holdings Corp 2.96%
Johnson & Johnson 2.83%
Visa Inc 2.53%
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Side by side

VBIL Vanguard 0-3 Month Treasury Bill ETF VIG Vanguard Div Appreciation ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of 0-3 Month Treasury Bill Tracks an index of Dividend growth
Total return, 1 year +3.7% +13.9%
Expense ratio 0.06% 0.04%
Holdings 28 335
Net assets, as of Sep 30, 2026 $12.8bn $109.1bn

VBIL and VIG on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VIG

VIG tracks an index of Dividend growth. Over the year to Oct 28, 2026 it returned +13.9% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 335 positions, with the top ten at 34.5%.

Questions people ask

Which returned more over the last year, VBIL or VIG?
In the year to Oct 28, 2026, with distributions reinvested, VBIL returned +3.7% and VIG +13.9%.
Which is cheaper, VBIL or VIG?
VIG is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VBIL against VIG, data as of Oct 28, 2026. https://etfiq.com/compare/any/vbil-vs-vig

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