Data as of Oct 28, 2026.
USO vs VYM: Differences, Returns & Fees
USO is a commodity futures fund and VYM an equity index fund, and over the year to Oct 28, 2026, USO returned +133.3% against +18.0%.
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askIQ about USO and VYMNet assets: $1.9bn on Oct 28, 2026 for United States Oil Fund, LP, and $78.9bn on Sep 30, 2026 for Vanguard High Dividend Yield ETF.
Pair scorecard
VYM costs 0.82 points a year less; their one-year returns differ by 115.3 points.
| Measure | USO | VYM |
|---|---|---|
| Return | ||
| Total return, 1 year | +133.3% | +18.0% |
| Drawdown | ||
| Below its high | 82.3%, high on Jul 14, 2008 | |
| Benchmark | ||
| What it tracks | Oil futures | FTSE High Dividend Yield Index |
| Cost and size | ||
| Expense ratio | 0.86% | 0.04% |
| Net assets, USO as of Oct 28, 2026 and VYM as of Sep 30, 2026 | $1.9bn | $78.9bn |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 90% | |
| Top ten holdings, share of the fund | 26.2% | |
Side by side
USO and VYM on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
USO
USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.
VYM
VYM tracks an index of US high dividend. Over the year to Oct 28, 2026 it returned +18.0% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 595 positions, with the top ten at 26.2%.
Questions people ask
- Which returned more over the last year, USO or VYM?
- In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VYM +18.0%.
- Which is cheaper, USO or VYM?
- VYM is cheaper, by 0.82 percentage points a year. That is about $82 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, USO against VYM, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-vym
ETFIQ. (Oct 28, 2026). USO against VYM. Retrieved from https://etfiq.com/compare/any/uso-vs-vym
[USO against VYM (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/uso-vs-vym)
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