Which returned more over the last year, USO or VTV?

In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VTV +23.5%.

Which is cheaper, USO or VTV?

VTV is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USO vs VTV: Differences, Returns & Fees

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USO is a commodity futures fund and VTV an equity index fund, and over the year to Oct 28, 2026, USO returned +133.3% against +23.5%.

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Net assets: $1.9bn on Oct 28, 2026 for United States Oil Fund, LP, and $184.2bn on Sep 30, 2026 for Vanguard Morningstar Value ETF.

USO on its own →VTV on its own →

At a glance

+133.3%

USO total return, 1 year

+23.5%

VTV total return, 1 year

0.86%

USO expense ratio

0.03%

VTV expense ratio

Pair scorecard

VTV costs 0.83 points a year less; their one-year returns differ by 109.8 points.

USO vs VTV: Differences, Returns & Fees
Measure	USO	VTV
Return
Measure	USO	VTV
Total return, 1 year	+133.3%	+23.5%
Drawdown
Measure	USO	VTV
Below its high	82.3%, high on Jul 14, 2008
Benchmark
Measure	USO	VTV
What it tracks	Oil futures	Morningstar US Large Cap Value Index
Cost and size
Measure	USO	VTV
Expense ratio	0.86%	0.03%
Net assets, USO as of Oct 28, 2026 and VTV as of Sep 30, 2026	$1.9bn	$184.2bn
Holdings
Measure	USO	VTV
Holdings in common	not published
In the S&P 500, by weight		98%
Top ten holdings, share of the fund		23.6%

Method

Side by side

USO United States Oil Fund, LP VTV Vanguard Morningstar Value ETF

Where it sits Commodity ETF Stock ETF

Issuer USCF Vanguard

What it is Holds oil futures Tracks an index of US value

Total return, 1 year +133.3% +23.5%

Expense ratio 0.86% 0.03%

Holdings not counted 300

Net assets, USO as of Oct 28, 2026 and VTV as of Sep 30, 2026 $1.9bn $184.2bn

USO and VTV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

VTV

VTV tracks an index of US value. Over the year to Oct 28, 2026 it returned +23.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 300 positions, with the top ten at 23.6%.

Questions people ask

Which returned more over the last year, USO or VTV?: In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VTV +23.5%.
Which is cheaper, USO or VTV?: VTV is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SCHD vs USO IWD vs USO DGRO vs USO CGDV vs USO BWET vs VTV GLDM vs VTV IAU vs VTV GLD vs VTV

Where to next

USO on its own →VTV on its own →Hold both: look the portfolio through →Rankings →VTV dividend history →VTV holdings →Standards and sources →

Sources and dates

USCF website ↗

VTV filings on SEC EDGAR ↗

VTV prospectus with the expense ratio (SEC) ↗

Vanguard page for VTV ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USO against VTV, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-vtv

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.