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Data as of Oct 28, 2026.

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USFR vs VGIT: Differences, Returns & Fees

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On May 31, 2026 USFR's duration was 0.0 years and VGIT's 4.7; VGIT charges 0.03% to USFR's 0.15%.

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Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.

USFR on its own →VGIT on its own →
At a glance
+4.1%
USFR total return, 1 year
−1.5%
VGIT total return, 1 year
0.15%
USFR expense ratio
0.03%
VGIT expense ratio

Pair scorecard

VGIT costs 0.12 points a year less; their one-year returns differ by 5.6 points.

USFR vs VGIT: Differences, Returns & Fees
MeasureUSFRVGIT
Return
Total return, 1 year+4.1%−1.5%
Drawdown
Below its high3.5%, high on Aug 4, 2020
Benchmark
What it tracksBloomberg U.S. Treasury Floating Rate Bond IndexBloomberg U.S. Treasury 3-10 Year Index
Cost and size
Expense ratio0.15%0.03%
Net assets, USFR as of May 31, 2026 and VGIT as of Sep 30, 2026$17.0bn$39.7bn
Holdings
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026. Method

What they share

0%

By the books each fund has filed, USFR and VGIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USFR VGIT
Only in one fund ↓
Only in USFR
TF 0 10/31/27, due Oct 31, 2027 27.95%
TF 0 07/31/27, due Jul 31, 2027 27.93%
TF 0 01/31/28, due Jan 31, 2028 27.91%
TF 0 04/30/28, due Apr 30, 2028 15.90%
Only in VGIT
US TREASURY N/B, due Feb 15, 2035 1.94%
US TREASURY N/B, due May 15, 2034 1.92%
US TREASURY N/B, due Nov 15, 2034 1.90%
US TREASURY N/B, due Aug 15, 2035 1.89%
US TREASURY N/B, due May 15, 2035 1.89%
US TREASURY N/B, due Aug 15, 2034 1.87%
US TREASURY N/B, due Feb 15, 2034 1.87%
US TREASURY N/B, due Nov 15, 2033 1.84%
Check overlap with more funds →

Side by side

USFR WisdomTree Floating Rate Treasury Fund VGIT Vanguard Intermediate-Term Treasury ETF
Where it sits Bond ETF Bond ETF
Issuer WisdomTree Vanguard
What it is Tracks an index of Floating Rate Treasury Tracks an index of Intermediate-Term Treasury
Total return, 1 year +4.1% −1.5%
Its benchmark over the same days +4.0% (TFLO) −1.5% (SCHR)
Gap to its benchmark +0.1 pts vs TFLO 0.0 pts vs SCHR
Expense ratio 0.15% 0.03%
Holdings 4 103
Net assets, USFR as of May 31, 2026 and VGIT as of Sep 30, 2026 $17.0bn $39.7bn

USFR and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USFR or VGIT?
In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and VGIT −1.5%.
Which is cheaper, USFR or VGIT?
VGIT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
GOVT vs USFRIEF vs USFRJPST vs USFRMBB vs USFRBIL vs VGITSGOV vs VGITMINT vs VGITPULS vs VGIT
Where to next
USFR on its own →VGIT on its own →Hold both: look the portfolio through →Rankings →USFR dividend history →USFR holdings →VGIT dividend history →VGIT holdings →Standards and sources →
Sources and dates
USFR filings on SEC EDGAR ↗
USFR prospectus with the expense ratio (SEC) ↗
WisdomTree page for USFR ↗
VGIT filings on SEC EDGAR ↗
VGIT prospectus with the expense ratio (SEC) ↗
Vanguard page for VGIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, USFR against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-vgit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.