Which returned more over the last year, STIP or VTIP?

In the year to Oct 28, 2026, with distributions reinvested, STIP returned +2.2% and VTIP +2.2%.

Which is cheaper, STIP or VTIP?

Neither: STIP and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

STIP vs VTIP: Differences, Returns & Fees

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STIP's duration was 2.5 years on Jul 31, 2026 and VTIP's 2.3 on Jun 30, 2026; both charge 0.03%.

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Net assets: $16.8bn on Oct 27, 2026 for iShares 0-5 Year TIPS Bond ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

STIP on its own →VTIP on its own →

At a glance

+2.2%

STIP total return, 1 year

+2.2%

VTIP total return, 1 year

0.03%

STIP expense ratio

0.03%

VTIP expense ratio

Pair scorecard

Both cost 0.03% a year; both returned +2.2% over a year; VTIP is 1.3 times larger.

STIP vs VTIP: Differences, Returns & Fees
Measure	STIP	VTIP
Return
Measure	STIP	VTIP
Total return, 1 year	+2.2%	+2.2%
Benchmark
Measure	STIP	VTIP
What it tracks	ICE U.S. Treasury 0-5 Year Inflation Linked Bond Index	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Measure	STIP	VTIP
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$16.3bn	$20.9bn
Holdings
Measure	STIP	VTIP
Holdings in common	94%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

Risk and return

Oct 26, 2012 to Oct 23, 2026 · 730 weekly returns

STIP VTIP

Return

Total return edge Tie +35.9% +35.7%

Annualized edge Tie +2.2% +2.2%

Price return edge STIP (slight) −2.0% −2.1%

Risk

Volatility edge Tie 2.2% 2.3%

Max drawdown edge Tie −5.5% −5.5%

Risk-adjusted

Sharpe edge STIP (slight) 0.17 0.17

Sortino edge STIP (slight) 0.23 0.22

Calmar edge Tie 0.40 0.40

Reading

STIP and VTIP returned about the same: +35.9% and +35.7%. STIP and VTIP swung about the same: 2.2% and 2.3%. STIP and VTIP fell about the same at their worst: −5.5% and −5.5%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: STIP vs VTIP: Differences, Returns & Fees
Measure	STIP	VTIP	Edge	How it is measured
Return
Total return	+35.9%	+35.7%	Tie	Price change plus distributions, reinvested.
Annualized	+2.2%	+2.2%	Tie	Total return as a yearly rate.
Price return	−2.0%	−2.1%	STIP (slight)	Price change alone, distributions left out.
Risk
Volatility	2.2%	2.3%	Tie	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	1.7%	1.7%	Tie	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−5.5%	−5.5%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.17	0.17	STIP (slight)	Return above Treasury bills per unit of volatility.
Sortino	0.23	0.22	STIP (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.40	0.40	Tie	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 730 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

94%

By the books each fund has filed, STIP and VTIP hold 94% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

94% in common

Positions both hold · largest shared weight first STIP VTIP

U.S. Treasury Inflation Linked Notes, due Oct 15, 2030 5.36% 5.39%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2030 5.28% 5.30%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2029 5.17% 5.33%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2029 4.99% 5.14%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2028 4.97% 4.97%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2027 4.83% 4.83%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2027 4.75% 4.74%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2026 4.70% 4.83%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2028 4.70% 4.70%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2031 4.57% 4.59%

U.S. Treasury Inflation Linked Notes, due Jul 15, 2030 4.41% 4.42%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2028 4.26% 4.26%

Only in one fund ↓

Only in STIP

Only in VTIP

TSY INFL IX N/B, due Jul 15, 2026 4.29%

Check overlap with more funds →

Side by side

STIP iShares 0-5 Year TIPS Bond ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index Tracks an index of Short-Term Inflation-Protected Securities

Total return, 1 year +2.2% +2.2%

Expense ratio 0.03% 0.03%

Holdings 24 26

Net assets, STIP as of Oct 27, 2026 and VTIP as of Sep 30, 2026 $16.8bn $20.9bn

STIP and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-9515FEAEDC

STIP and VTIP are built for the same job. How do they differ in cost, holdings and results?

What each follows. STIP follows ICE U.S. Treasury 0-5 Year Inflation Linked Bond Index and VTIP follows Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index.
Holdings in common (similar). 94% of the weight is in the same securities (holdings dated Jul 31, 2026 and Jun 30, 2026).
One-year total return (similar). Over 1 year to Oct 28, 2026 STIP returned +2.2% and VTIP +2.2% with distributions reinvested, a gap of 0.0 points.

Data as of Oct 28, 2026.

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About each fund

STIP

STIP tracks an index. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities.

Questions people ask

Which returned more over the last year, STIP or VTIP?: In the year to Oct 28, 2026, with distributions reinvested, STIP returned +2.2% and VTIP +2.2%.
Which is cheaper, STIP or VTIP?: Neither: STIP and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

STIP vs TDTT STIP vs TDTF TDTT vs VTIP TDTF vs VTIP BOND vs VTIP GOVT vs VTIP IUSB vs VTIP EDV vs VTIP

Where to next

STIP on its own →VTIP on its own →Hold both: look the portfolio through →Rankings →STIP dividend history →STIP holdings →VTIP dividend history →VTIP holdings →Standards and sources →

Sources and dates

STIP filings on SEC EDGAR ↗

STIP prospectus with the expense ratio (SEC) ↗

iShares page for STIP ↗

VTIP filings on SEC EDGAR ↗

VTIP prospectus with the expense ratio (SEC) ↗

Vanguard page for VTIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, STIP against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/stip-vs-vtip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.