Data as of Oct 28, 2026.
SPYD vs USFR: Differences, Returns & Fees
Over the year to Oct 28, 2026, SPYD returned +15.3% to USFR's +4.1%; 0% of their weight is in the same names.
askIQ about this page
askIQ about SPYD and USFR
Net assets: $7.5bn on Oct 27, 2026 for State Street SPDR Portfolio S&P 500 High Dividend ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.
Pair scorecard
SPYD costs 0.08 points a year less; their one-year returns differ by 11.2 points.
| Measure | SPYD | USFR |
|---|---|---|
| Return | ||
| Total return, 1 year | +15.3% | +4.1% |
| Drawdown | ||
| Below its high | 4.1%, high on Aug 24, 2026 | |
| Benchmark | ||
| What it tracks | S&P 500 High Dividend Index | Bloomberg U.S. Treasury Floating Rate Bond Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.15% |
| Net assets, SPYD as of Oct 27, 2026 and USFR as of May 31, 2026 | $7.5bn | $17.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 99% | |
| Top ten holdings, share of the fund | 16.1% | |
Holdings in common uses holdings dated May 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, SPYD and USFR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SPYD and USFR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SPYD
SPYD tracks the S&P 500 High Dividend. Over the year to Oct 28, 2026 it returned +15.3% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 16.1%. It sat 4.1% below its high of Aug 24, 2026 on Oct 28, 2026.
USFR
USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, SPYD or USFR?
- In the year to Oct 28, 2026, with distributions reinvested, SPYD returned +15.3% and USFR +4.1%.
- Which is cheaper, SPYD or USFR?
- SPYD is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SPYD against USFR, data as of Oct 28, 2026. https://etfiq.com/compare/any/spyd-vs-usfr
ETFIQ. (Oct 28, 2026). SPYD against USFR. Retrieved from https://etfiq.com/compare/any/spyd-vs-usfr
[SPYD against USFR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/spyd-vs-usfr)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.