Which returned more over the last year, SPSB or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and VCIT −1.8%.

Which is cheaper, SPSB or VCIT?

VCIT is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SPSB vs VCIT: Differences, Returns & Fees

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SPSB's duration was 1.8 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to SPSB's 0.04%.

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Net assets: $11.3bn on Oct 27, 2026 for State Street SPDR Portfolio Short Term Corporate Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

SPSB on its own →VCIT on its own →

At a glance

+2.2%

SPSB total return, 1 year

−1.8%

VCIT total return, 1 year

0.04%

SPSB expense ratio

0.03%

VCIT expense ratio

Pair scorecard

VCIT costs 0.01 points a year less; their one-year returns differ by 4.0 points; VCIT is 6.0 times larger.

SPSB vs VCIT: Differences, Returns & Fees
Measure	SPSB	VCIT
Return
Measure	SPSB	VCIT
Total return, 1 year	+2.2%	−1.8%
Drawdown
Measure	SPSB	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	SPSB	VCIT
What it tracks	Bloomberg U.S. 1-3 Year Corporate Bond Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	SPSB	VCIT
Expense ratio	0.04%	0.03%
Net assets, as of Sep 30, 2026	$11.1bn	$66.6bn
Holdings
Measure	SPSB	VCIT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

What they share

By the books each fund has filed, SPSB and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SPSB VCIT

ORIX Corp, due Jul 18, 2027 0.02% 0.00%

Welltower OP LLC, due Mar 15, 2029 0.03% 0.00%

Alexandria Real Estate Equities Inc, due Jan 15, 2028 0.03% 0.00%

Bank of America Corp, due Dec 20, 2028 0.42% 0.00%

Assurant Inc, due Mar 27, 2028 0.01% 0.00%

Enstar Group Ltd, due Jun 1, 2029 0.03% 0.00%

UDR Inc, due Jan 26, 2029 0.01% 0.00%

Elevance Health Inc, due Mar 1, 2028 0.05% 0.00%

GlaxoSmithKline Capital Inc, due May 15, 2028 0.13% 0.00%

Prologis LP, due Sep 15, 2028 0.04% 0.00%

BorgWarner Inc, due Jul 1, 2027 0.07% 0.00%

Toyota Motor Credit Corp, due Jan 8, 2029 0.06% 0.00%

Only in one fund ↓

Only in SPSB

Salesforce Inc, due Mar 15, 2029 0.56%

AerCap Ireland Capital DAC / AerCap Global Aviation Trust, due Oct 29, 2028 0.44%

Citigroup Inc, due Mar 4, 2029 0.42%

Morgan Stanley, due Apr 10, 2030 0.38%

JPMorgan Chase & Co, due Jul 25, 2028 0.38%

Pfizer Investment Enterprises Pte Ltd, due May 19, 2028 0.37%

Sprint Capital Corp, due Nov 15, 2028 0.37%

Wells Fargo & Co, due Jul 25, 2028 0.37%

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

Check overlap with more funds →

Side by side

SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer State Street Vanguard

What it is Tracks an index of Short Term Corporate Bond Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +2.2% −1.8%

Its benchmark over the same days −1.4% (AGG) −1.8% (SCHI)

Gap to its benchmark +3.6 pts vs AGG 0.0 pts vs SCHI

Expense ratio 0.04% 0.03%

Holdings 1684 2340

Net assets, SPSB as of Oct 27, 2026 and VCIT as of Sep 30, 2026 $11.3bn $66.6bn

SPSB and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SPSB

SPSB tracks an index of Short Term Corporate Bond. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.04% a year.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SPSB or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and VCIT −1.8%.
Which is cheaper, SPSB or VCIT?: VCIT is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BSCV vs SPSB LQD vs SPSB IGIB vs SPSB BNDX vs SPSB IGSB vs VCIT VCIT vs VCSH BSV vs VCIT BOND vs VCIT

Where to next

SPSB on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →SPSB dividend history →SPSB holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

SPSB filings on SEC EDGAR ↗

SPSB prospectus with the expense ratio (SEC) ↗

State Street website ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, SPSB against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/spsb-vs-vcit

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