Data as of Oct 28, 2026.

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SPSB vs SPY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SPSB returned +2.2% to SPY's +13.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $11.3bn for State Street SPDR Portfolio Short Term Corporate Bond ETF and $814.8bn for SPDR S&P 500 ETF Trust.

At a glance
+2.2%
SPSB total return, 1 year
+13.6%
SPY total return, 1 year
0.04%
SPSB expense ratio
0.09%
SPY expense ratio

Pair scorecard

SPSB costs 0.05 points a year less; their one-year returns differ by 11.4 points; SPY is far larger, $814.8bn against $11.3bn.

SPSB vs SPY: Differences, Returns & Fees
MeasureSPSBSPY
Return
Total return, 1 year+2.2%+13.6%
Benchmark
What it tracksBloomberg U.S. 1-3 Year Corporate Bond IndexS&P 500 Index
Cost and size
Expense ratio0.04%0.09%
Net assets, as of Oct 27, 2026$11.3bn$814.8bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund38.1%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, SPSB and SPY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SPSB SPY
Only in one fund ↓
Only in SPSB
SALESFORCE INC SR UNSECURED 03/29 4.65 0.66%
AERCAP IRELAND CAP/GLOBA COMPANY GUAR 10/28 3 0.47%
PFIZER INVESTMENT ENTER COMPANY GUAR 05/28 4.45 0.45%
AMAZON.COM INC SR UNSECURED 03/29 4 0.45%
BANK OF AMERICA CORP SR UNSECURED 12/28 VAR 0.45%
NVIDIA CORP SR UNSECURED 06/29 4.35 0.43%
GOLDMAN SACHS GROUP INC SR UNSECURED 05/29 VAR 0.38%
ORACLE CORP SR UNSECURED 02/29 4.55 0.37%
Only in SPY
NVIDIA CORP 7.92%
APPLE INC 7.61%
MICROSOFT CORP 5.93%
AMAZON.COM INC 3.73%
ALPHABET INC CL A 2.83%
BROADCOM INC 2.45%
ALPHABET INC CL C 2.26%
META PLATFORMS INC CLASS A 2.06%
Check overlap with more funds →

Side by side

SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF SPY SPDR S&P 500 ETF Trust
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Short Term Corporate Bond Tracks the S&P 500
Total return, 1 year +2.2% +13.6%
Its benchmark over the same days −1.4% (AGG) +13.7% (VOO)
Gap to its benchmark +3.6 pts vs AGG −0.1 pts vs VOO
Expense ratio 0.04% 0.09%
Holdings 1684 504
Net assets, as of Oct 27, 2026 $11.3bn $814.8bn

SPSB and SPY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SPSB

SPSB tracks an index of Short Term Corporate Bond. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.04% a year.

SPY

SPY tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 38.1%.

Questions people ask

Which returned more over the last year, SPSB or SPY?
In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and SPY +13.6%.
Which is cheaper, SPSB or SPY?
SPSB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, SPSB against SPY, data as of Oct 28, 2026. https://etfiq.com/compare/any/spsb-vs-spy

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