Which returned more over the last year, SHY or XLK?

In the year to Sep 13, 2026, with distributions reinvested, SHY returned +1.7% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SHY or XLK?

SHY charges 0.15% a year and XLK charges 0.08%, so XLK is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SHY vs XLK: how they differ

SHY and XLK hold 0% of their weight in the same names, and XLK returned more over the year.

iShares 1-3 Year Treasury Bond ETF and State Street(R) Technology Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, SHY and XLK hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SHY	Only in XLK
USD CASH 0.88%	NVIDIA CORP 14.31%
TREASURY NOTE (2OLD) 0.80%	APPLE INC 12.98%
TREASURY NOTE (OLD) 0.76%	MICROSOFT CORP 9.90%
TREASURY NOTE (OTR) 0.58%	BROADCOM INC 4.62%
BLK CSH FND TREASURY SL AGENCY 0.26%	ADVANCED MICRO DEVICES 4.23%
TREASURY NOTE 0.06%	MICRON TECHNOLOGY INC 4.11%
	INTEL CORP 3.27%
	CISCO SYSTEMS INC 2.80%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.

SHY and XLK on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SHY iShares 1-3 Year Treasury Bond ETF	XLK State Street(R) Technology Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	1-3 Year Treasury Bond	Technology
Total return, 1 year	+1.7%	+39.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−15.8 pts	+21.7 pts
Expense ratio	0.15%	0.08%
Holdings	93	74

SHY in plain words

SHY is a bond fund tracking the 1-3 Year Treasury Bond. Over the year to Sep 11, 2026 it returned +1.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

XLK in plain words

XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 61.2%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SHY or XLK?: In the year to Sep 13, 2026, with distributions reinvested, SHY returned +1.7% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SHY or XLK?: SHY charges 0.15% a year and XLK charges 0.08%, so XLK is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SHY against XLK, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SHY against XLK, data as of Sep 13, 2026. https://etfiq.com/compare/any/shy-vs-xlk Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources