Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SDY vs XLRE: how they differ
SDY and XLRE hold 3% of their weight in the same names, and SDY returned more over the year.
State Street(R) SPDR(R) S&P(R) Dividend ETF and State Street(R) Real Estate Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SDY and XLRE hold 3% of their money in the same securities at the same weight.
| Holding | SDY | XLRE |
|---|---|---|
| REALTY INCOME CORP | 2.12% | 4.48% |
| ESSEX PROPERTY TRUST INC | 0.75% | 1.85% |
| FEDERAL REALTY INVS TRUST | 0.39% | 0.96% |
| SSI US GOV MONEY MARKET CLASS | 0.12% | 0.03% |
| Only in SDY | Only in XLRE |
|---|---|
| VERIZON COMMUNICATIONS INC 3.33% | WELLTOWER INC 11.71% |
| ACCENTURE PLC CL A 2.94% | PROLOGIS INC 8.96% |
| CHEVRON CORP 2.09% | EQUINIX INC 7.10% |
| PEPSICO INC 1.95% | AMERICAN TOWER CORP 5.67% |
| MEDTRONIC PLC 1.82% | VIVMARK RESIDENTIAL 5.06% |
| TARGET CORP 1.74% | DIGITAL REALTY TRUST INC 5.04% |
| NIKE INC CL B 1.53% | SIMON PROPERTY GROUP INC 4.67% |
| KENVUE INC 1.48% | VENTAS INC 4.66% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | XLRE State Street(R) Real Estate Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Dividend | Real estate |
| Total return, 1 year | +11.0% | +5.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.5 pts | −11.9 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 84.6% | 100.0% |
| Holdings | 157 | 32 |
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 157 positions, with the top ten at 20.5%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
XLRE in plain words
XLRE is an index equity fund tracking the Real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 61.9%. It sat 5.6% below its high of Jul 28, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SDY or XLRE?
- In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and XLRE returned +5.6%, so SDY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SDY or XLRE?
- SDY charges 0.35% a year and XLRE charges 0.08%, so XLRE is cheaper. Fees come from each fund's prospectus.
- How much do SDY and XLRE overlap with the S&P 500?
- By their latest filed holdings, 85% of SDY and 100% of XLRE by weight is stocks the S&P 500 already holds. Between the two funds, 3% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SDY against XLRE, data as of Sep 13, 2026. https://etfiq.com/compare/any/sdy-vs-xlre Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources