Which returned more over the last year, SDY or XLK?

In the year to Oct 28, 2026, with distributions reinvested, SDY returned +16.5% and XLK +27.1%.

Which is cheaper, SDY or XLK?

XLK is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do SDY and XLK overlap with the S&P 500?

By their latest filed holdings, 84% of SDY and 100% of XLK by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SDY vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SDY returned +16.5% to XLK's +27.1%; 5% of their weight is in the same names.

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Net assets on Oct 27, 2026: $21.9bn for State Street SPDR S&P Dividend ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.

SDY on its own →XLK on its own →

At a glance

+16.5%

SDY total return, 1 year

+27.1%

XLK total return, 1 year

0.35%

SDY expense ratio

0.08%

XLK expense ratio

Pair scorecard

XLK costs 0.27 points a year less; their one-year returns differ by 10.6 points; XLK is 5.7 times larger.

SDY vs XLK: Differences, Returns & Fees
Measure	SDY	XLK
Return
Measure	SDY	XLK
Total return, 1 year	+16.5%	+27.1%
Drawdown
Measure	SDY	XLK
Below its high		5.4%, high on Oct 6, 2026
Benchmark
Measure	SDY	XLK
What it tracks	S&P High Yield Dividend Aristocrats Index	Technology Select Sector Index
Cost and size
Measure	SDY	XLK
Expense ratio	0.35%	0.08%
Net assets, as of Oct 27, 2026	$21.9bn	$125.0bn
Holdings
Measure	SDY	XLK
Holdings in common	5%
Top ten holdings, share of the fund	20.4%	64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SDY and XLK hold 5% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

5% in common

Positions both hold · largest shared weight first SDY XLK

INTL BUSINESS MACHINES CORP 1.24% 1.38%

QUALCOMM INC 0.89% 1.15%

TEXAS INSTRUMENTS INC 0.85% 1.65%

ACCENTURE PLC CL A 3.73% 0.84%

MICROSOFT CORP 0.56% 11.38%

ANALOG DEVICES INC 0.52% 1.21%

MICROCHIP TECHNOLOGY INC 0.80% 0.25%

ROPER TECHNOLOGIES INC 0.59% 0.25%

Only in one fund ↓

Only in SDY

VERIZON COMMUNICATIONS INC 2.81%

CHEVRON CORP 2.15%

REALTY INCOME CORP 1.94%

PEPSICO INC 1.82%

MEDTRONIC PLC 1.79%

TARGET CORP 1.59%

AUTOMATIC DATA PROCESSING 1.55%

KENVUE INC 1.55%

Only in XLK

NVIDIA CORP 15.22%

APPLE INC 14.62%

ADVANCED MICRO DEVICES 4.78%

BROADCOM INC 4.70%

MICRON TECHNOLOGY INC 4.02%

INTEL CORP 2.72%

PALANTIR TECHNOLOGIES INC A 2.67%

CISCO SYSTEMS INC 2.56%

Check overlap with more funds →

Side by side

SDY State Street SPDR S&P Dividend ETF XLK State Street Technology Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Dividend Tracks an index of Technology

Total return, 1 year +16.5% +27.1%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured +13.5 pts vs SPY

Expense ratio 0.35% 0.08%

Already in the S&P 500 84.4% 99.9%

Holdings 156 76

Net assets, as of Oct 27, 2026 $21.9bn $125.0bn

SDY and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SDY or XLK?: In the year to Oct 28, 2026, with distributions reinvested, SDY returned +16.5% and XLK +27.1%.
Which is cheaper, SDY or XLK?: XLK is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SDY and XLK overlap with the S&P 500?: By their latest filed holdings, 84% of SDY and 100% of XLK by weight is stocks the S&P 500 already holds.

Other comparisons

SDY vs VGT IYW vs SDY FTEC vs SDY IGM vs SDY DVY vs XLK COWZ vs XLK NOBL vs XLK VOE vs XLK

Where to next

SDY on its own →XLK on its own →Hold both: look the portfolio through →Rankings →SDY dividend history →SDY holdings →XLK dividend history →XLK holdings →Standards and sources →

Sources and dates

SDY filings on SEC EDGAR ↗

SDY prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLK filings on SEC EDGAR ↗

XLK prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, SDY against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/sdy-vs-xlk

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.