Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SDY vs XLK: how they differ
SDY and XLK hold 5% of their weight in the same names, and XLK returned more over the year.
State Street(R) SPDR(R) S&P(R) Dividend ETF and State Street(R) Technology Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SDY and XLK hold 5% of their money in the same securities at the same weight.
| Holding | SDY | XLK |
|---|---|---|
| INTL BUSINESS MACHINES CORP | 1.21% | 1.45% |
| QUALCOMM INC | 0.89% | 1.23% |
| TEXAS INSTRUMENTS INC | 0.74% | 1.56% |
| ACCENTURE PLC CL A | 2.94% | 0.72% |
| MICROSOFT CORP | 0.54% | 9.90% |
| ANALOG DEVICES INC | 0.46% | 1.17% |
| ROPER TECHNOLOGIES INC | 0.55% | 0.26% |
| MICROCHIP TECHNOLOGY INC | 0.74% | 0.26% |
| SSI US GOV MONEY MARKET CLASS | 0.12% | 0.05% |
| Only in SDY | Only in XLK |
|---|---|
| VERIZON COMMUNICATIONS INC 3.33% | NVIDIA CORP 14.31% |
| REALTY INCOME CORP 2.12% | APPLE INC 12.98% |
| CHEVRON CORP 2.09% | BROADCOM INC 4.62% |
| PEPSICO INC 1.95% | ADVANCED MICRO DEVICES 4.23% |
| MEDTRONIC PLC 1.82% | MICRON TECHNOLOGY INC 4.11% |
| TARGET CORP 1.74% | INTEL CORP 3.27% |
| NIKE INC CL B 1.53% | CISCO SYSTEMS INC 2.80% |
| KENVUE INC 1.48% | PALANTIR TECHNOLOGIES INC A 2.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | XLK State Street(R) Technology Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Dividend | Technology |
| Total return, 1 year | +11.0% | +39.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.5 pts | +21.7 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 84.6% | 100.0% |
| Holdings | 157 | 74 |
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 157 positions, with the top ten at 20.5%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
XLK in plain words
XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 61.2%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SDY or XLK?
- In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SDY or XLK?
- SDY charges 0.35% a year and XLK charges 0.08%, so XLK is cheaper. Fees come from each fund's prospectus.
- How much do SDY and XLK overlap with the S&P 500?
- By their latest filed holdings, 85% of SDY and 100% of XLK by weight is stocks the S&P 500 already holds. Between the two funds, 5% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SDY against XLK, data as of Sep 13, 2026. https://etfiq.com/compare/any/sdy-vs-xlk Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources