Data as of Oct 28, 2026.

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SDY vs TIP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SDY returned +16.5% to TIP's −1.0%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $21.9bn for State Street SPDR S&P Dividend ETF and $14.6bn for iShares TIPS Bond ETF.

At a glance
+16.5%
SDY total return, 1 year
−1.0%
TIP total return, 1 year
0.35%
SDY expense ratio
0.18%
TIP expense ratio

Pair scorecard

TIP costs 0.17 points a year less; their one-year returns differ by 17.5 points; SDY is 1.5 times larger.

SDY vs TIP: Differences, Returns & Fees
MeasureSDYTIP
Return
Total return, 1 year+16.5%−1.0%
Benchmark
What it tracksS&P High Yield Dividend Aristocrats IndexICE U.S. Treasury Inflation Linked Bond Index
Cost and size
Expense ratio0.35%0.18%
Net assets, as of Oct 27, 2026$21.9bn$14.6bn
Holdings
Holdings in common0%
In the S&P 500, by weight84%
Top ten holdings, share of the fund20.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, SDY and TIP hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SDY TIP
Only in one fund ↓
Only in SDY
ACCENTURE PLC CL A 3.73%
VERIZON COMMUNICATIONS INC 2.81%
CHEVRON CORP 2.15%
REALTY INCOME CORP 1.94%
PEPSICO INC 1.82%
MEDTRONIC PLC 1.79%
TARGET CORP 1.59%
AUTOMATIC DATA PROCESSING 1.55%
Only in TIP
TREASURY (CPI) NOTE 4.07%
TREASURY (CPI) NOTE 4.00%
TREASURY (CPI) NOTE 3.99%
TREASURY (CPI) NOTE 3.75%
TREASURY (CPI) NOTE 3.44%
TREASURY (CPI) NOTE 3.38%
TREASURY (CPI) NOTE 3.38%
TREASURY (CPI) NOTE 3.27%
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Side by side

SDY State Street SPDR S&P Dividend ETF TIP iShares TIPS Bond ETF
Where it sits Stock ETF Bond ETF
What it is Tracks the S&P Dividend Tracks an index of TIPS Bond
Total return, 1 year +16.5% −1.0%
Its benchmark over the same days not measured −0.8% (VTP)
Gap to its benchmark not measured −0.2 pts vs VTP
Expense ratio 0.35% 0.18%
Holdings 156 48
Net assets, as of Oct 27, 2026 $21.9bn $14.6bn

SDY and TIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

TIP

TIP tracks an index of TIPS Bond. Over the year to Oct 28, 2026 it returned −1.0% with distributions reinvested, against −0.8% for its benchmark, the ICE U.S. Treasury Inflation Linked Bond Index. The prospectus expense ratio is 0.18% a year.

Questions people ask

Which returned more over the last year, SDY or TIP?
In the year to Oct 28, 2026, with distributions reinvested, SDY returned +16.5% and TIP −1.0%.
Which is cheaper, SDY or TIP?
TIP is cheaper, by 0.17 percentage points a year. That is about $17 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, SDY against TIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/sdy-vs-tip

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