Data as of Oct 28, 2026.

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SCHX vs VPU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHX returned +13.1% to VPU's −3.3%; 2% of their weight is in the same names.

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Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $7.7bn on Sep 30, 2026 for Vanguard Utilities ETF.

At a glance
+13.1%
SCHX total return, 1 year
−3.3%
VPU total return, 1 year
0.03%
SCHX expense ratio
0.09%
VPU expense ratio

Pair scorecard

SCHX costs 0.06 points a year less; their one-year returns differ by 16.4 points.

SCHX vs VPU: Differences, Returns & Fees
MeasureSCHXVPU
Return
Total return, 1 year+13.1%−3.3%
Drawdown
Below its high8.9%, high on Feb 27, 2026
Benchmark
What it tracksDow Jones U.S. Large-Cap Total Stock Market IndexMSCI US Investable Market Index (IMI)/Utilities 25/50
Cost and size
Expense ratio0.03%0.09%
Net assets, SCHX as of Aug 31, 2026 and VPU as of Sep 30, 2026$74.2bn$7.7bn
Holdings
Holdings in common2%
Top ten holdings, share of the fund36.0%52.3%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

2%

By the books each fund has filed, SCHX and VPU hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first SCHX VPU
NextEra Energy Inc 0.25% 11.39%
Southern Co 0.14% 6.74%
Duke Energy Corp 0.14% 6.41%
Constellation Energy Corp 0.13% 5.72%
American Electric Power Co Inc 0.10% 4.66%
Dominion Energy Inc 0.08% 3.84%
Sempra 0.08% 3.68%
Entergy Corp 0.07% 3.34%
Xcel Energy Inc 0.07% 3.17%
Exelon Corp 0.06% 2.98%
Vistra Corp 0.06% 3.37%
Consolidated Edison Inc 0.06% 2.72%
Only in one fund ↓
Only in SCHX
NVIDIA Corp 7.69%
Apple Inc 6.69%
Microsoft Corp 5.42%
Amazon.com Inc 3.66%
Alphabet Inc 2.86%
Broadcom Inc 2.52%
Alphabet Inc 2.28%
Meta Platforms Inc 1.81%
Only in VPU
UGI Corp 0.55%
IDACORP Inc 0.52%
National Fuel Gas Co 0.49%
SLBBH1142 0.42%
TXNM Energy Inc 0.42%
Southwest Gas Holdings Inc 0.39%
Black Hills Corp 0.39%
Portland General Electric Co 0.37%
Check overlap with more funds →

Side by side

SCHX Schwab U.S. Large-Cap ETF VPU Vanguard Utilities ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of U.S. Large-Cap Tracks an index of Utilities
Total return, 1 year +13.1% −3.3%
Its benchmark over the same days +13.7% (IVV) −3.3% (FUTY)
Gap to its benchmark −0.6 pts vs IVV 0.0 pts vs FUTY
Expense ratio 0.03% 0.09%
Already in the S&P 500 93.6% 89.7%
Holdings 747 70
Net assets, SCHX as of Aug 31, 2026 and VPU as of Sep 30, 2026 $74.2bn $7.7bn

SCHX and VPU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

VPU

VPU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.3% with distributions reinvested, against −3.3% for its benchmark, the MSCI US Investable Market Index (IMI)/Utilities 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 70 positions, with the top ten at 52.3%. It sat 8.9% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHX or VPU?
In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and VPU −3.3%.
Which is cheaper, SCHX or VPU?
SCHX is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHX and VPU overlap with the S&P 500?
By their latest filed holdings, 94% of SCHX and 90% of VPU by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHX against VPU, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-vpu

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