Data as of Oct 28, 2026.

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SCHX vs SHV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHX returned +13.1% to SHV's +3.6%; 0% of their weight is in the same names.

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Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $21.7bn on Oct 27, 2026 for iShares 0-1 Year Treasury Bond ETF.

At a glance
+13.1%
SCHX total return, 1 year
+3.6%
SHV total return, 1 year
0.03%
SCHX expense ratio
0.15%
SHV expense ratio

Pair scorecard

SCHX costs 0.12 points a year less; their one-year returns differ by 9.5 points.

SCHX vs SHV: Differences, Returns & Fees
MeasureSCHXSHV
Return
Total return, 1 year+13.1%+3.6%
Benchmark
What it tracksDow Jones U.S. Large-Cap Total Stock Market IndexICE Short US Treasury Securities Index
Cost and size
Expense ratio0.03%0.15%
Net assets, SCHX as of Aug 31, 2026 and SHV as of Oct 27, 2026$74.2bn$21.7bn
Holdings
Holdings in common0%
In the S&P 500, by weight94%
Top ten holdings, share of the fund36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, SCHX and SHV hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHX SHV
Only in one fund ↓
Only in SCHX
NVIDIA Corp 7.69%
Apple Inc 6.69%
Microsoft Corp 5.42%
Amazon.com Inc 3.66%
Alphabet Inc 2.86%
Broadcom Inc 2.52%
Alphabet Inc 2.28%
Meta Platforms Inc 1.81%
Only in SHV
TREASURY BILL 4.98%
TREASURY BILL 4.17%
TREASURY BILL 3.90%
TREASURY BILL 3.72%
TREASURY BILL 3.58%
TREASURY BILL 3.48%
TREASURY BILL 3.35%
TREASURY BILL 3.31%
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Side by side

SCHX Schwab U.S. Large-Cap ETF SHV iShares 0-1 Year Treasury Bond ETF
Where it sits Stock ETF Bond ETF
What it is Tracks an index of U.S. Large-Cap Tracks an index of 0-1 Year Treasury Bond
Total return, 1 year +13.1% +3.6%
Its benchmark over the same days +13.7% (IVV) not measured
Gap to its benchmark −0.6 pts vs IVV not measured
Expense ratio 0.03% 0.15%
Holdings 747 66
Net assets, SCHX as of Aug 31, 2026 and SHV as of Oct 27, 2026 $74.2bn $21.7bn

SCHX and SHV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

SHV

SHV tracks an index of 0-1 Year Treasury Bond. Over the year to Oct 28, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SCHX or SHV?
In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and SHV +3.6%.
Which is cheaper, SCHX or SHV?
SCHX is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, SCHX against SHV, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-shv

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