Data as of Oct 28, 2026.
SCHX vs SDY: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHX returned +13.1% to SDY's +16.5%; 14% of their weight is in the same names.
askIQ about this page
askIQ about SCHX and SDY
Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $21.9bn on Oct 27, 2026 for State Street SPDR S&P Dividend ETF.
Pair scorecard
SCHX costs 0.32 points a year less; their one-year returns differ by 3.4 points.
| Measure | SCHX | SDY |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.1% | +16.5% |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Large-Cap Total Stock Market Index | S&P High Yield Dividend Aristocrats Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.35% |
| Net assets, SCHX as of Aug 31, 2026 and SDY as of Oct 27, 2026 | $74.2bn | $21.9bn |
| Holdings | ||
| Holdings in common | 14% | |
| Top ten holdings, share of the fund | 36.0% | 20.4% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, SCHX and SDY hold 14% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
14% in common
Only in one fund ↓
Side by side
SCHX and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHX and SDY do different jobs. What does each one do in a portfolio?
- What each follows. SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index and SDY follows S&P High Yield Dividend Aristocrats Index.
- Holdings in common. 14% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHX returned +13.1% and SDY +16.5% with distributions reinvested, a gap of 3.4 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.
SDY
SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.
Questions people ask
- Which returned more over the last year, SCHX or SDY?
- In the year to Oct 28, 2026, with distributions reinvested, SCHX returned +13.1% and SDY +16.5%.
- Which is cheaper, SCHX or SDY?
- SCHX is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHX against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-sdy
ETFIQ. (Oct 28, 2026). SCHX against SDY. Retrieved from https://etfiq.com/compare/any/schx-vs-sdy
[SCHX against SDY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schx-vs-sdy)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.