Which returned more over the last year, SCHP or VO?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VO +12.8%.

Which is cheaper, SCHP or VO?

Neither: SCHP and VO both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs VO: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHP returned −0.8% to VO's +12.8%; 0% of their weight is in the same names.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $103.4bn on Sep 30, 2026 for Vanguard Morningstar Mid-Cap ETF.

SCHP on its own →VO on its own →

At a glance

−0.8%

SCHP total return, 1 year

+12.8%

VO total return, 1 year

0.03%

SCHP expense ratio

0.03%

VO expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 13.6 points.

Points (pts) are percentage points.

SCHP vs VO: Differences, Returns & Fees
Measure	SCHP	VO
Return
Measure	SCHP	VO
Total return, 1 year	−0.8%	+12.8%
Drawdown
Measure	SCHP	VO
Below its high		3.1%, high on Aug 14, 2026
Benchmark
Measure	SCHP	VO
What it tracks	US TIPS	Morningstar US Mid Cap Index (formerly CRSP US Mid Cap Index)
Cost and size
Measure	SCHP	VO
Expense ratio	0.03%	0.03%
Net assets, SCHP as of Jun 30, 2026 and VO as of Sep 30, 2026	$16.5bn	$103.4bn
Holdings
Measure	SCHP	VO
Holdings in common	0%
In the S&P 500, by weight		91%
Top ten holdings, share of the fund		9.7%

Holdings in common uses holdings dated Jun 30, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHP and VO hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP VO

Only in one fund ↓

Only in SCHP

United States Treasury 4.07%

United States Treasury 4.01%

United States Treasury 4.00%

United States Treasury 3.77%

United States Treasury 3.60%

United States Treasury 3.40%

United States Treasury 3.38%

United States Treasury 3.36%

Only in VO

Cloudflare Inc 1.11%

Valero Energy Corp 1.10%

Marathon Petroleum Corp 1.10%

Phillips 66 1.01%

Quanta Services Inc 0.95%

Vertiv Holdings Co 0.92%

Datadog Inc 0.91%

Howmet Aerospace Inc 0.89%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF VO Vanguard Morningstar Mid-Cap ETF

Where it sits Bond ETF Stock ETF

Issuer Schwab Vanguard

What it is Tracks an index of US TIPS Tracks an index of Mid-Cap

Total return, 1 year −0.8% +12.8%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +0.6 pts vs AGG not measured

Expense ratio 0.03% 0.03%

Holdings 48 273

Net assets, SCHP as of Jun 30, 2026 and VO as of Sep 30, 2026 $16.5bn $103.4bn

SCHP and VO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

VO tracks an index of Mid-Cap. Over the year to Oct 28, 2026 it returned +12.8% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 91% of the fund by weight is stocks the S&P 500 also holds, across 273 positions, with the top ten at 9.7%. It sat 3.1% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHP or VO?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VO +12.8%.
Which is cheaper, SCHP or VO?: Neither: SCHP and VO both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

IJH vs SCHP SCHP vs VXF MDY vs SCHP MOAT vs SCHP TIP vs VO BINC vs VO IGSB vs VO BOND vs VO

Where to next

SCHP on its own →VO on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →VO dividend history →VO holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VO filings on SEC EDGAR ↗

VO prospectus with the expense ratio (SEC) ↗

Vanguard page for VO ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against VO, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-vo

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.