Data as of Oct 28, 2026.
SCHH vs XLI: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to XLI's +10.2%; 0% of their weight is in the same names.
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Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $30.8bn on Oct 27, 2026 for State Street Industrial Select Sector SPDR ETF.
Pair scorecard
SCHH costs 0.01 points a year less; their one-year returns differ by 1.5 points.
| Measure | SCHH | XLI |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +10.2% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | 9.4%, high on Aug 14, 2026 |
| Benchmark | ||
| What it tracks | US REIT | Industrial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.08% |
| Net assets, SCHH as of Aug 31, 2026 and XLI as of Oct 27, 2026 | $11.2bn | $30.8bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 51.6% | 37.8% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Jan 21, 2011 to Oct 23, 2026 · 822 weekly returnsXLI returned more: +512.5% to +175.1%. XLI swung slightly less: 19.0% to 20.9%. XLI fell slightly less at its worst: −39.3% to −42.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHH | XLI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +175.1% | +512.5% | XLI | Price change plus distributions, reinvested. |
| Annualized | +6.6% | +12.1% | XLI | Total return as a yearly rate. |
| Price return | +79.9% | +358.6% | XLI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 20.9% | 19.0% | XLI (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.7% | 13.1% | XLI | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −42.3% | −39.3% | XLI (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.33 | 0.62 | XLI | Return above Treasury bills per unit of volatility. |
| Sortino | 0.47 | 0.89 | XLI | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.16 | 0.31 | XLI | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHH and XLI hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHH and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH and XLI do different jobs. What does each one do in a portfolio?
- What each follows. SCHH follows US REIT and XLI follows Industrial Select Sector Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return (similar). Over 1 year to Oct 28, 2026 SCHH returned +8.7% and XLI +10.2% with distributions reinvested, a gap of 1.5 points.
Data as of Oct 28, 2026.
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SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
XLI
XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHH or XLI?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and XLI +10.2%.
- Which is cheaper, SCHH or XLI?
- SCHH is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHH against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-xli
ETFIQ. (Oct 28, 2026). SCHH against XLI. Retrieved from https://etfiq.com/compare/any/schh-vs-xli
[SCHH against XLI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schh-vs-xli)
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