Data as of Oct 28, 2026.
SCHH vs VOO: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to VOO's +13.7%; 2% of their weight is in the same names.
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Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $1.0tn on Sep 30, 2026 for Vanguard S&P 500 ETF.
Pair scorecard
VOO costs 0.04 points a year less; their one-year returns differ by 5.0 points.
| Measure | SCHH | VOO |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +13.7% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | |
| Benchmark | ||
| What it tracks | US REIT | S&P 500 Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.03% |
| Net assets, SCHH as of Aug 31, 2026 and VOO as of Sep 30, 2026 | $11.2bn | $1.0tn |
| Holdings | ||
| Holdings in common | 2% | |
| Top ten holdings, share of the fund | 51.6% | 39.1% |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Jan 21, 2011 to Oct 23, 2026 · 822 weekly returnsVOO returned more: +687.8% to +175.1%. VOO swung less: 16.0% to 20.9%. VOO fell less at its worst: −31.8% to −42.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHH | VOO | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +175.1% | +687.8% | VOO | Price change plus distributions, reinvested. |
| Annualized | +6.6% | +13.9% | VOO | Total return as a yearly rate. |
| Price return | +79.9% | +494.8% | VOO | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 20.9% | 16.0% | VOO | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.7% | 11.0% | VOO | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −42.3% | −31.8% | VOO | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.33 | 0.80 | VOO | Return above Treasury bills per unit of volatility. |
| Sortino | 0.47 | 1.15 | VOO | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.16 | 0.44 | VOO | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHH and VOO hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
2% in common
Only in one fund ↓
Side by side
SCHH and VOO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH and VOO do different jobs. What does each one do in a portfolio?
- What each follows. SCHH follows US REIT and VOO follows S&P 500 Index.
- Holdings in common. 2% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHH returned +8.7% and VOO +13.7% with distributions reinvested, a gap of 5.0 points.
Data as of Oct 28, 2026.
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SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
VOO
VOO tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 39.1%.
Questions people ask
- Which returned more over the last year, SCHH or VOO?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and VOO +13.7%.
- Which is cheaper, SCHH or VOO?
- VOO is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHH against VOO, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-voo
ETFIQ. (Oct 28, 2026). SCHH against VOO. Retrieved from https://etfiq.com/compare/any/schh-vs-voo
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