Data as of Oct 28, 2026.

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SCHF vs XOVR: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHF returned +17.6% to XOVR's −3.0%; 0% of their weight is in the same names.

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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $2.2bn on Jun 30, 2026 for ERShares Private-Public Crossover ETF.

At a glance
+17.6%
SCHF total return, 1 year
−3.0%
XOVR total return, 1 year
0.03%
SCHF expense ratio
1.81%
XOVR expense ratio

Pair scorecard

SCHF costs 1.78 points a year less; their one-year returns differ by 20.6 points.

SCHF vs XOVR: Differences, Returns & Fees
MeasureSCHFXOVR
Return
Total return, 1 year+17.6%−3.0%
Drawdown
Below its high4.4%, high on Aug 25, 20266.5%, high on Oct 5, 2026
Benchmark
What it tracksFTSE Developed ex US IndexNo index, actively managed
Cost and size
Expense ratio0.03%1.81%
Net assets, SCHF as of Aug 31, 2026 and XOVR as of Jun 30, 2026$69.7bn$2.2bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund13.8%63.1%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

What they share

0%

By the books each fund has filed, SCHF and XOVR hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF XOVR
Only in one fund ↓
Only in SCHF
Samsung Electronics Co Ltd 2.88%
SK hynix Inc 2.23%
ASML Holding NV 2.14%
HSBC Holdings PLC 1.17%
Roche Holding AG 1.00%
Royal Bank of Canada 0.94%
Novartis AG 0.94%
Shell PLC 0.83%
Only in XOVR
N/A 17.73%
Nvidia Corp 9.47%
Astera Labs Inc 7.75%
Alphabet Inc 6.52%
Meta Platforms Inc 4.47%
Applovin Corp 3.95%
Natera Inc 3.70%
Robinhood Markets Inc 3.55%
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Side by side

SCHF Schwab International Equity ETF XOVR ERShares Private-Public Crossover ETF
Where it sits Stock ETF Stock ETF
Issuer Schwab ERShares
What it is Tracks an index of International Equity Actively managed
Total return, 1 year +17.6% −3.0%
Its benchmark over the same days +12.1% (EFA) not measured
Gap to its benchmark +5.5 pts vs EFA not measured
Expense ratio 0.03% 1.81%
Already in the S&P 500 0.0% 43.4%
Holdings 1475 32
Net assets, SCHF as of Aug 31, 2026 and XOVR as of Jun 30, 2026 $69.7bn $2.2bn

SCHF and XOVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

XOVR

XOVR is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 1.81% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 6.5% below its high of Oct 5, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHF or XOVR?
In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and XOVR −3.0%.
Which is cheaper, SCHF or XOVR?
SCHF is cheaper, by 1.78 percentage points a year. That is about $178 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHF and XOVR overlap with the S&P 500?
By their latest filed holdings, 0% of SCHF and 43% of XOVR by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHF against XOVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-xovr

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