Data as of Oct 28, 2026.
SCHF vs XLC: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHF returned +17.6% to XLC's −10.4%; 0% of their weight is in the same names.
askIQ about this page
askIQ about SCHF and XLC
Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $22.1bn on Oct 27, 2026 for State Street Communication Services Select Sector SPDR ETF.
Pair scorecard
SCHF costs 0.05 points a year less; their one-year returns differ by 28.0 points.
| Measure | SCHF | XLC |
|---|---|---|
| Return | ||
| Total return, 1 year | +17.6% | −10.4% |
| Drawdown | ||
| Below its high | 4.4%, high on Aug 25, 2026 | 13.3%, high on Jan 30, 2026 |
| Benchmark | ||
| What it tracks | FTSE Developed ex US Index | Communication Services Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.08% |
| Net assets, SCHF as of Aug 31, 2026 and XLC as of Oct 27, 2026 | $69.7bn | $22.1bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 13.8% | 75.3% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, SCHF and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHF and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHF
SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.
XLC
XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHF or XLC?
- In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and XLC −10.4%.
- Which is cheaper, SCHF or XLC?
- SCHF is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHF against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-xlc
ETFIQ. (Oct 28, 2026). SCHF against XLC. Retrieved from https://etfiq.com/compare/any/schf-vs-xlc
[SCHF against XLC (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schf-vs-xlc)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.