Data as of Oct 28, 2026.

vsCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Across categories

SCHF vs VGSH: Differences, Returns & Fees

Share
Share on XDownload as PDF

Over the year to Oct 28, 2026, SCHF returned +17.6% to VGSH's +1.7%; 0% of their weight is in the same names.

askIQ about this page

askIQ about SCHF and VGSH

Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $35.1bn on Sep 30, 2026 for Vanguard Short-Term Treasury ETF.

At a glance
+17.6%
SCHF total return, 1 year
+1.7%
VGSH total return, 1 year
0.03%
SCHF expense ratio
0.03%
VGSH expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 15.9 points.

Points (pts) are percentage points.

SCHF vs VGSH: Differences, Returns & Fees
MeasureSCHFVGSH
Return
Total return, 1 year+17.6%+1.7%
Drawdown
Below its high4.4%, high on Aug 25, 2026
Benchmark
What it tracksFTSE Developed ex US IndexBloomberg U.S. Treasury 1-3 Year Index
Cost and size
Expense ratio0.03%0.03%
Net assets, SCHF as of Aug 31, 2026 and VGSH as of Sep 30, 2026$69.7bn$35.1bn
Holdings
Holdings in common0%
In the S&P 500, by weight0%
Top ten holdings, share of the fund13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

0%

By the books each fund has filed, SCHF and VGSH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF VGSH
Only in one fund ↓
Only in SCHF
Samsung Electronics Co Ltd 2.88%
SK hynix Inc 2.23%
ASML Holding NV 2.14%
HSBC Holdings PLC 1.17%
Roche Holding AG 1.00%
Royal Bank of Canada 0.94%
Novartis AG 0.94%
Shell PLC 0.83%
Only in VGSH
United States Treasury Note/Bond 2.07%
United States Treasury Note/Bond 1.43%
United States Treasury Note/Bond 1.39%
United States Treasury Note/Bond 1.37%
United States Treasury Note/Bond 1.35%
United States Treasury Note/Bond 1.34%
United States Treasury Note/Bond 1.33%
United States Treasury Note/Bond 1.33%
Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF VGSH Vanguard Short-Term Treasury ETF
Where it sits Stock ETF Bond ETF
What it is Tracks an index of International Equity Tracks an index of Short-Term Treasury
Total return, 1 year +17.6% +1.7%
Its benchmark over the same days +12.1% (EFA) +1.8% (SCHO)
Gap to its benchmark +5.5 pts vs EFA −0.1 pts vs SCHO
Expense ratio 0.03% 0.03%
Holdings 1475 93
Net assets, SCHF as of Aug 31, 2026 and VGSH as of Sep 30, 2026 $69.7bn $35.1bn

SCHF and VGSH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

The week's ETF fund flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

VGSH

VGSH tracks an index of Short-Term Treasury. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against +1.8% for its benchmark, the Bloomberg U.S. Treasury 1-3 Year Index.

Questions people ask

Which returned more over the last year, SCHF or VGSH?
In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VGSH +1.7%.
Which is cheaper, SCHF or VGSH?
Neither: SCHF and VGSH both charge 0.03% a year. Fees come from each fund's prospectus.
Other comparisons
Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against VGSH, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vgsh

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.