Data as of Oct 28, 2026.
SCHF vs SPYM: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHF returned +17.6% to SPYM's +13.7%; 0% of their weight is in the same names.
askIQ about this page
askIQ about SCHF and SPYM
Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $185.0bn on Oct 27, 2026 for State Street SPDR Portfolio S&P 500 ETF.
Pair scorecard
SPYM costs 0.01 points a year less; their one-year returns differ by 3.9 points.
| Measure | SCHF | SPYM |
|---|---|---|
| Return | ||
| Total return, 1 year | +17.6% | +13.7% |
| Drawdown | ||
| Below its high | 4.4%, high on Aug 25, 2026 | |
| Benchmark | ||
| What it tracks | FTSE Developed ex US Index | S&P 500 Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.02% |
| Net assets, SCHF as of Aug 31, 2026 and SPYM as of Oct 27, 2026 | $69.7bn | $185.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 13.8% | 38.1% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Nov 13, 2009 to Oct 23, 2026 · 884 weekly returnsEach against its own benchmark: SCHF against EFA, Nov 13, 2009 to Oct 23, 2026; SPYM against IVV, Nov 25, 2005 to Oct 23, 2026.
SPYM returned more: +847.4% to +222.5%. SPYM swung slightly less: 15.8% to 17.1%. SPYM fell slightly less at its worst: −31.8% to −33.8%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | SCHF | SPYM | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +222.5% | +847.4% | SPYM | Price change plus distributions, reinvested. |
| Annualized | +7.1% | +14.1% | SPYM | Total return as a yearly rate. |
| Price return | +106.8% | +607.5% | SPYM | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.1% | 15.8% | SPYM (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.1% | 10.9% | SPYM (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.8% | −31.8% | SPYM (slight) | Deepest fall from a high to the low after it. |
| Upside capture | 99.2% | 94.1% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 99.0% | 96.9% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.99 | 0.96 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.99 | 0.95 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.40 | 0.82 | SPYM | Return above Treasury bills per unit of volatility. |
| Sortino | 0.56 | 1.19 | SPYM | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.069 | 0.106 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.21 | 0.44 | SPYM | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | EFA | IVV | The ETF each fund is measured against. | |
| Alpha | +0.5% a year | +0.4% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 1.02 | 0.53 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −0.4% to +1.4% | −1.2% to +2.0% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.20 | 0.00 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 1.9% | 3.8% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHF and SPYM hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHF and SPYM on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHF and SPYM do different jobs. What does each one do in a portfolio?
- What each follows. SCHF follows FTSE Developed ex US Index and SPYM follows S&P 500 Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHF returned +17.6% and SPYM +13.7% with distributions reinvested, a gap of 3.9 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
SCHF
SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.
SPYM
SPYM tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.02% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 506 positions, with the top ten at 38.1%.
Questions people ask
- Which returned more over the last year, SCHF or SPYM?
- In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and SPYM +13.7%.
- Which is cheaper, SCHF or SPYM?
- SPYM is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHF against SPYM, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-spym
ETFIQ. (Oct 28, 2026). SCHF against SPYM. Retrieved from https://etfiq.com/compare/any/schf-vs-spym
[SCHF against SPYM (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schf-vs-spym)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.