Which returned more over the last year, SCHD or VT?

In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VT +13.5%.

Which is cheaper, SCHD or VT?

Neither: SCHD and VT both charge 0.06% a year. Fees come from each fund's prospectus.

How much do SCHD and VT overlap with the S&P 500?

By their latest filed holdings, 95% of SCHD and 55% of VT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SCHD vs VT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHD returned +34.5% to VT's +13.5%; 4% of their weight is in the same names.

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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $81.8bn on Sep 30, 2026 for Vanguard Total World Stock Index ETF.

SCHD on its own →VT on its own →

At a glance

+34.5%

SCHD total return, 1 year

+13.5%

VT total return, 1 year

0.06%

SCHD expense ratio

0.06%

VT expense ratio

Pair scorecard

Both cost 0.06% a year; their one-year returns differ by 21.0 points.

SCHD vs VT: Differences, Returns & Fees
Measure	SCHD	VT
Return
Measure	SCHD	VT
Total return, 1 year	+34.5%	+13.5%
Benchmark
Measure	SCHD	VT
What it tracks	Dow Jones U.S. Dividend 100 Index	FTSE Global All Cap Index
Cost and size
Measure	SCHD	VT
Expense ratio	0.06%	0.06%
Net assets, SCHD as of Aug 31, 2026 and VT as of Sep 30, 2026	$112.3bn	$81.8bn
Holdings
Measure	SCHD	VT
Holdings in common	4%
Top ten holdings, share of the fund	41.7%	22.5%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

Risk and return

Oct 28, 2011 to Oct 23, 2026 · 782 weekly returns

SCHD VT

Return

Total return edge SCHD +554.4% +367.7%

Annualized edge SCHD +13.3% +10.8%

Price return edge SCHD +306.8% +232.0%

Risk

Volatility edge SCHD (slight) 14.8% 15.6%

Max drawdown edge SCHD (slight) −31.5% −32.6%

Risk-adjusted

Sharpe edge SCHD 0.80 0.63

Sortino edge SCHD 1.15 0.90

Calmar edge SCHD 0.42 0.33

Reading

SCHD returned more: +554.4% to +367.7%. SCHD swung slightly less: 14.8% to 15.6%. SCHD fell slightly less at its worst: −31.5% to −32.6%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: SCHD vs VT: Differences, Returns & Fees
Measure	SCHD	VT	Edge	How it is measured
Return
Total return	+554.4%	+367.7%	SCHD	Price change plus distributions, reinvested.
Annualized	+13.3%	+10.8%	SCHD	Total return as a yearly rate.
Price return	+306.8%	+232.0%	SCHD	Price change alone, distributions left out.
Risk
Volatility	14.8%	15.6%	SCHD (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.4%	10.9%	SCHD (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−31.5%	−32.6%	SCHD (slight)	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.80	0.63	SCHD	Return above Treasury bills per unit of volatility.
Sortino	1.15	0.90	SCHD	Return above Treasury bills per unit of downside deviation.
Calmar	0.42	0.33	SCHD	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, SCHD and VT hold 4% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

4% in common

Positions both hold · largest shared weight first SCHD VT

Chevron Corp 4.01% 0.32%

Merck & Co Inc 4.76% 0.31%

Procter & Gamble Co 3.83% 0.29%

Coca-Cola Co 4.16% 0.28%

UnitedHealth Group Inc 3.82% 0.28%

Home Depot Inc 3.87% 0.24%

Texas Instruments Inc 3.12% 0.22%

Amgen Inc 4.70% 0.19%

QUALCOMM Inc 2.52% 0.17%

Verizon Communications Inc 3.96% 0.16%

PepsiCo Inc 3.64% 0.15%

Abbott Laboratories 4.68% 0.15%

Only in one fund ↓

Only in SCHD

ONEOK Inc 1.47%

Erie Indemnity Co 0.16%

Federated Hermes Inc 0.11%

OFG Bancorp 0.05%

Federal Agricultural Mortgage Corp 0.05%

German American Bancorp Inc 0.04%

National Bank Holdings Corp 0.04%

Lakeland Financial Corp 0.04%

Only in VT

NVIDIA Corp 4.54%

Apple Inc 4.11%

Microsoft Corp 3.25%

Amazon.com Inc 2.06%

Alphabet Inc 1.73%

Taiwan Semiconductor Manufacturing Co Ltd 1.62%

Broadcom Inc 1.39%

Meta Platforms Inc 1.36%

Check overlap with more funds →

Side by side

SCHD Schwab U.S. Dividend Equity ETF VT Vanguard Total World Stock Index ETF

Where it sits Stock ETF Stock ETF

Issuer Schwab Vanguard

What it is Tracks an index of US dividend Tracks an index of Total World Stock

Total return, 1 year +34.5% +13.5%

Expense ratio 0.06% 0.06%

Already in the S&P 500 94.7% 54.7%

Holdings 99 10194

Net assets, SCHD as of Aug 31, 2026 and VT as of Sep 30, 2026 $112.3bn $81.8bn

SCHD and VT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-97933D6E11

SCHD and VT do different jobs. What does each one do in a portfolio?

What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and VT follows FTSE Global All Cap Index.
Holdings in common. 4% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and VT +13.5% with distributions reinvested, a gap of 21.0 points.

Data as of Oct 28, 2026.

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About each fund

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

VT tracks an index of Total World Stock. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 55% of the fund by weight is stocks the S&P 500 also holds, across 10,194 positions, with the top ten at 22.5%.

Questions people ask

Which returned more over the last year, SCHD or VT?: In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VT +13.5%.
Which is cheaper, SCHD or VT?: Neither: SCHD and VT both charge 0.06% a year. Fees come from each fund's prospectus.
How much do SCHD and VT overlap with the S&P 500?: By their latest filed holdings, 95% of SCHD and 55% of VT by weight is stocks the S&P 500 already holds.

Other comparisons

ACWI vs SCHD SCHD vs URTH SCHD vs VWO SCHD vs VGK VT vs VTV DGRO vs VT SPHD vs VT VT vs VYM

Where to next

SCHD on its own →VT on its own →Hold both: look the portfolio through →Rankings →SCHD dividend history →SCHD holdings →VT dividend history →VT holdings →Standards and sources →

Sources and dates

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VT filings on SEC EDGAR ↗

VT prospectus with the expense ratio (SEC) ↗

Vanguard page for VT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHD against VT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-vt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.