Data as of Oct 28, 2026.

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SCHB vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHB returned +13.4% to XHB's −8.6%; 1% of their weight is in the same names.

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Net assets: $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.

At a glance
+13.4%
SCHB total return, 1 year
−8.6%
XHB total return, 1 year
0.03%
SCHB expense ratio
0.35%
XHB expense ratio

Pair scorecard

SCHB costs 0.32 points a year less; their one-year returns differ by 22.0 points.

SCHB vs XHB: Differences, Returns & Fees
MeasureSCHBXHB
Return
Total return, 1 year+13.4%−8.6%
Drawdown
Below its high20.5%, high on Oct 18, 2024
Benchmark
What it tracksDow Jones U.S. Broad Stock Market IndexS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.03%0.35%
Net assets, SCHB as of Aug 31, 2026 and XHB as of Oct 27, 2026$44.6bn$1.5bn
Holdings
Holdings in common1%
Top ten holdings, share of the fund33.7%35.4%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

1%

By the books each fund has filed, SCHB and XHB hold 1% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

1% in common

Positions both hold · largest shared weight first SCHB XHB
Home Depot Inc 0.44% 3.30%
Lowe's Cos Inc 0.15% 3.21%
Trane Technologies PLC 0.13% 3.34%
Johnson Controls International plc 0.11% 3.46%
Carrier Global Corp 0.06% 3.21%
DR Horton Inc 0.05% 3.41%
Williams-Sonoma Inc 0.04% 3.54%
PulteGroup Inc 0.03% 3.29%
Lennar Corp 0.03% 3.37%
NVR Inc 0.02% 3.02%
Masco Corp 0.02% 3.49%
Somnigroup International Inc 0.02% 2.98%
Only in one fund ↓
Only in SCHB
NVIDIA Corp 7.20%
Apple Inc 6.27%
Microsoft Corp 5.08%
Amazon.com Inc 3.42%
Alphabet Inc 2.68%
Broadcom Inc 2.36%
Alphabet Inc 2.13%
Meta Platforms Inc 1.69%
Only in XHB
Check overlap with more funds →

Side by side

SCHB Schwab U.S. Broad Market ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US broad market Tracks the S&P Homebuilders
Total return, 1 year +13.4% −8.6%
Expense ratio 0.03% 0.35%
Already in the S&P 500 88.0% 45.7%
Holdings 2372 34
Net assets, SCHB as of Aug 31, 2026 and XHB as of Oct 27, 2026 $44.6bn $1.5bn

SCHB and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHB or XHB?
In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and XHB −8.6%.
Which is cheaper, SCHB or XHB?
SCHB is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHB and XHB overlap with the S&P 500?
By their latest filed holdings, 88% of SCHB and 46% of XHB by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHB against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-xhb

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