Data as of Oct 28, 2026.
SCHB vs SCHH: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHB returned +13.4% to SCHH's +8.7%; 2% of their weight is in the same names.
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Net assets on Aug 31, 2026: $44.6bn for Schwab U.S. Broad Market ETF and $11.2bn for Schwab U.S. REIT ETF.
Pair scorecard
SCHB costs 0.04 points a year less; their one-year returns differ by 4.7 points; SCHB is 4.0 times larger.
| Measure | SCHB | SCHH |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | +8.7% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Broad Stock Market Index | US REIT |
| Cost and size | ||
| Expense ratio | 0.03% | 0.07% |
| Net assets, as of Aug 31, 2026 | $44.6bn | $11.2bn |
| Holdings | ||
| Holdings in common | 2% | |
| Top ten holdings, share of the fund | 33.7% | 51.6% |
Holdings in common uses holdings dated Aug 31, 2026. Method
Risk and return
Jan 21, 2011 to Oct 23, 2026 · 822 weekly returnsSCHB returned more: +640.5% to +175.1%. SCHB swung less: 16.5% to 20.9%. SCHB fell less at its worst: −33.3% to −42.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHB | SCHH | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +640.5% | +175.1% | SCHB | Price change plus distributions, reinvested. |
| Annualized | +13.5% | +6.6% | SCHB | Total return as a yearly rate. |
| Price return | +466.4% | +79.9% | SCHB | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.5% | 20.9% | SCHB | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.4% | 14.7% | SCHB | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.3% | −42.3% | SCHB | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.75 | 0.33 | SCHB | Return above Treasury bills per unit of volatility. |
| Sortino | 1.09 | 0.47 | SCHB | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.41 | 0.16 | SCHB | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHB and SCHH hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026.
half
2% in common
Only in one fund ↓
Side by side
SCHB and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHB and SCHH do different jobs. What does each one do in a portfolio?
- What each follows. SCHB follows Dow Jones U.S. Broad Stock Market Index and SCHH follows US REIT.
- Holdings in common. 2% of the weight is in the same securities (holdings dated Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHB returned +13.4% and SCHH +8.7% with distributions reinvested, a gap of 4.7 points.
Data as of Oct 28, 2026.
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SCHB
SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.
SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHB or SCHH?
- In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SCHH +8.7%.
- Which is cheaper, SCHB or SCHH?
- SCHB is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHB against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-schh
ETFIQ. (Oct 28, 2026). SCHB against SCHH. Retrieved from https://etfiq.com/compare/any/schb-vs-schh
[SCHB against SCHH (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schb-vs-schh)
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