Which returned more over the last year, SCHB or SCHF?

In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SCHF +17.6%.

Which is cheaper, SCHB or SCHF?

Neither: SCHB and SCHF both charge 0.03% a year. Fees come from each fund's prospectus.

How much do SCHB and SCHF overlap with the S&P 500?

By their latest filed holdings, 88% of SCHB and 0% of SCHF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SCHB vs SCHF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHB returned +13.4% to SCHF's +17.6%; 0% of their weight is in the same names.

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Net assets on Aug 31, 2026: $44.6bn for Schwab U.S. Broad Market ETF and $69.7bn for Schwab International Equity ETF.

SCHB on its own →SCHF on its own →

At a glance

+13.4%

SCHB total return, 1 year

+17.6%

SCHF total return, 1 year

0.03%

SCHB expense ratio

0.03%

SCHF expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 4.2 points; SCHF is 1.6 times larger.

Points (pts) are percentage points.

SCHB vs SCHF: Differences, Returns & Fees
Measure	SCHB	SCHF
Return
Measure	SCHB	SCHF
Total return, 1 year	+13.4%	+17.6%
Drawdown
Measure	SCHB	SCHF
Below its high		4.4%, high on Aug 25, 2026
Benchmark
Measure	SCHB	SCHF
What it tracks	Dow Jones U.S. Broad Stock Market Index	FTSE Developed ex US Index
Cost and size
Measure	SCHB	SCHF
Expense ratio	0.03%	0.03%
Net assets, as of Aug 31, 2026	$44.6bn	$69.7bn
Holdings
Measure	SCHB	SCHF
Holdings in common	0%
Top ten holdings, share of the fund	33.7%	13.8%

Holdings in common uses holdings dated Aug 31, 2026. Method

Risk and return

Nov 13, 2009 to Oct 23, 2026 · 884 weekly returns

SCHB SCHF

Return

Total return edge SCHB +807.9% +222.5%

Annualized edge SCHB +13.9% +7.1%

Price return edge SCHB +582.0% +106.8%

Risk

Volatility edge SCHB (slight) 16.5% 17.1%

Max drawdown edge Tie −33.3% −33.8%

Risk-adjusted

Sharpe edge SCHB 0.78 0.40

Sortino edge SCHB 1.13 0.56

Calmar edge SCHB 0.42 0.21

Reading

SCHB returned more: +807.9% to +222.5%. SCHB swung slightly less: 16.5% to 17.1%. SCHB and SCHF fell about the same at their worst: −33.3% and −33.8%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: SCHB vs SCHF: Differences, Returns & Fees
Measure	SCHB	SCHF	Edge	How it is measured
Return
Total return	+807.9%	+222.5%	SCHB	Price change plus distributions, reinvested.
Annualized	+13.9%	+7.1%	SCHB	Total return as a yearly rate.
Price return	+582.0%	+106.8%	SCHB	Price change alone, distributions left out.
Risk
Volatility	16.5%	17.1%	SCHB (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	11.4%	12.1%	SCHB (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−33.3%	−33.8%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.78	0.40	SCHB	Return above Treasury bills per unit of volatility.
Sortino	1.13	0.56	SCHB	Return above Treasury bills per unit of downside deviation.
Calmar	0.42	0.21	SCHB	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, SCHB and SCHF hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHB SCHF

Sunbelt Rentals Holdings Inc 0.04% 0.10%

Amrize Ltd 0.03% 0.07%

RB Global Inc 0.02% 0.05%

Only in one fund ↓

Only in SCHB

NVIDIA Corp 7.20%

Apple Inc 6.27%

Microsoft Corp 5.08%

Amazon.com Inc 3.42%

Alphabet Inc 2.68%

Broadcom Inc 2.36%

Alphabet Inc 2.13%

Meta Platforms Inc 1.69%

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Check overlap with more funds →

Side by side

SCHB Schwab U.S. Broad Market ETF SCHF Schwab International Equity ETF

Where it sits Stock ETF Stock ETF

Issuer Schwab Schwab

What it is Tracks an index of US broad market Tracks an index of International Equity

Total return, 1 year +13.4% +17.6%

Its benchmark over the same days not measured +12.1% (EFA)

Gap to its benchmark not measured +5.5 pts vs EFA

Expense ratio 0.03% 0.03%

Already in the S&P 500 88.0% 0.0%

Holdings 2372 1475

Net assets, as of Aug 31, 2026 $44.6bn $69.7bn

SCHB and SCHF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-4BEAE3A20E

SCHB and SCHF do different jobs. What does each one do in a portfolio?

What each follows. SCHB follows Dow Jones U.S. Broad Stock Market Index and SCHF follows FTSE Developed ex US Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 SCHB returned +13.4% and SCHF +17.6% with distributions reinvested, a gap of 4.2 points.

Data as of Oct 28, 2026.

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About each fund

SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHB or SCHF?: In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SCHF +17.6%.
Which is cheaper, SCHB or SCHF?: Neither: SCHB and SCHF both charge 0.03% a year. Fees come from each fund's prospectus.
How much do SCHB and SCHF overlap with the S&P 500?: By their latest filed holdings, 88% of SCHB and 0% of SCHF by weight is stocks the S&P 500 already holds.

Other comparisons

ACWX vs SCHB FENI vs SCHB SCHB vs VEU EFA vs SCHB SCHF vs VTI SCHF vs SPY SCHF vs VOO DIA vs SCHF

Where to next

SCHB on its own →SCHF on its own →Hold both: look the portfolio through →Rankings →SCHB dividend history →SCHB holdings →SCHF dividend history →SCHF holdings →Standards and sources →

Sources and dates

SCHB and SCHF filings on SEC EDGAR ↗

SCHB and SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHB against SCHF, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-schf

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