Data as of Oct 28, 2026.

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QUAL vs VGIT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, QUAL returned +13.1% to VGIT's −1.5%; 0% of their weight is in the same names.

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Net assets: $48.2bn on Oct 28, 2026 for iShares MSCI USA Quality Factor ETF, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.

At a glance
+13.1%
QUAL total return, 1 year
−1.5%
VGIT total return, 1 year
0.15%
QUAL expense ratio
0.03%
VGIT expense ratio

Pair scorecard

VGIT costs 0.12 points a year less; their one-year returns differ by 14.6 points; QUAL is 1.2 times larger.

QUAL vs VGIT: Differences, Returns & Fees
MeasureQUALVGIT
Return
Total return, 1 year+13.1%−1.5%
Drawdown
Below its high3.5%, high on Aug 4, 2020
Benchmark
What it tracksMSCI USA Sector Neutral Quality IndexBloomberg U.S. Treasury 3-10 Year Index
Cost and size
Expense ratio0.15%0.03%
Net assets, as of Sep 30, 2026$47.7bn$39.7bn
Holdings
Holdings in common0%
In the S&P 500, by weight97%
Top ten holdings, share of the fund44.5%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, QUAL and VGIT hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first QUAL VGIT
Only in one fund ↓
Only in QUAL
MICROSOFT 8.09%
APPLE 7.38%
NVIDIA 6.28%
META PLATFORMS CLASS A 4.06%
ELI LILLY 4.04%
TJX 3.50%
VISA CLASS A 3.44%
LAM RESEARCH 2.84%
Only in VGIT
United States Treasury Note/Bond 1.91%
United States Treasury Note/Bond 1.89%
United States Treasury Note/Bond 1.87%
United States Treasury Note/Bond 1.85%
United States Treasury Note/Bond 1.83%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.82%
United States Treasury Note/Bond 1.81%
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Side by side

QUAL iShares MSCI USA Quality Factor ETF VGIT Vanguard Intermediate-Term Treasury ETF
Where it sits Stock ETF Bond ETF
What it is Tracks the MSCI USA Quality Factor Tracks an index of Intermediate-Term Treasury
Total return, 1 year +13.1% −1.5%
Its benchmark over the same days +13.6% (MLRG) −1.5% (SCHR)
Gap to its benchmark −0.5 pts vs MLRG 0.0 pts vs SCHR
Expense ratio 0.15% 0.03%
Holdings 119 103
Net assets, QUAL as of Oct 28, 2026 and VGIT as of Sep 30, 2026 $48.2bn $39.7bn

QUAL and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
QUAL

QUAL tracks the MSCI USA Quality Factor. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.6% for its benchmark, the MSCI USA Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 119 positions, with the top ten at 44.5%.

VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, QUAL or VGIT?
In the year to Oct 28, 2026, with distributions reinvested, QUAL returned +13.1% and VGIT −1.5%.
Which is cheaper, QUAL or VGIT?
VGIT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, QUAL against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/qual-vs-vgit

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