Which returned more over the last year, QUAL or SGOV?

In the year to Sep 13, 2026, with distributions reinvested, QUAL returned +16.0% and SGOV returned +3.8%, so QUAL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, QUAL or SGOV?

QUAL charges 0.15% a year and SGOV charges 0.09%, so SGOV is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

QUAL vs SGOV: how they differ

QUAL and SGOV hold 0% of their weight in the same names, and QUAL returned more over the year.

iShares MSCI USA Quality Factor ETF and iShares 0-3 Month Treasury Bond ETF.

What they hold in common

By the books each fund has filed, QUAL and SGOV hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in QUAL	Only in SGOV
MICROSOFT 7.67%	TREASURY BILL 0.94%
APPLE 7.10%	BLK CSH FND TREASURY SL AGENCY 0.51%
NVIDIA 6.44%
META PLATFORMS CLASS A 4.32%
ELI LILLY 3.62%
LAM RESEARCH 3.59%
TJX 3.23%
VISA CLASS A 3.21%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.

QUAL and SGOV on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	QUAL iShares MSCI USA Quality Factor ETF	SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	iShares
What it is	MSCI USA Quality Factor	0-3 month T-bills
Total return, 1 year	+16.0%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−1.5 pts	−13.7 pts
Expense ratio	0.15%	0.09%
Holdings	121	23

QUAL in plain words

QUAL is an index equity fund tracking the MSCI USA Quality Factor. Over the year to Sep 11, 2026 it returned +16.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Sep 10, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 121 positions, with the top ten at 44.4%. It sat 3.1% below its high of Aug 13, 2026 on Sep 11, 2026.

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, QUAL or SGOV?: In the year to Sep 13, 2026, with distributions reinvested, QUAL returned +16.0% and SGOV returned +3.8%, so QUAL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, QUAL or SGOV?: QUAL charges 0.15% a year and SGOV charges 0.09%, so SGOV is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

QUAL against SGOV, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, QUAL against SGOV, data as of Sep 13, 2026. https://etfiq.com/compare/any/qual-vs-sgov Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources