Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
QQQM vs XRT: how they differ
QQQM and XRT hold 5% of their weight in the same names, and QQQM returned more over the year.
Invesco NASDAQ 100 ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, QQQM and XRT hold 5% of their money in the same securities at the same weight.
| Holding | QQQM | XRT |
|---|---|---|
| Amazon.com Inc | 4.36% | 1.50% |
| Costco Wholesale Corp | 1.78% | 1.30% |
| Walmart Inc | 2.29% | 1.24% |
| Ross Stores Inc | 0.32% | 1.38% |
| O'Reilly Automotive Inc | 0.32% | 1.34% |
| Only in QQQM | Only in XRT |
|---|---|
| NVIDIA Corp 8.52% | ABERCROMBIE + FITCH CO CL A 2.37% |
| Apple Inc 7.72% | MARINEMAX INC 2.27% |
| Microsoft Corp 5.89% | CARMAX INC 1.77% |
| Micron Technology Inc 4.90% | FIVE BELOW 1.75% |
| Advanced Micro Devices Inc 3.65% | TARGET CORP 1.73% |
| Alphabet Inc 3.12% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| Meta Platforms Inc 3.07% | SALLY BEAUTY HOLDINGS INC 1.71% |
| Tesla Inc 2.92% | LITHIA MOTORS INC 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| QQQM Invesco NASDAQ 100 ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Invesco | State Street |
| What it is | Nasdaq-100 | SPDR S&P Retail |
| Total return, 1 year | +23.0% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.5 pts | −20.6 pts |
| Expense ratio | 0.15% | 0.35% |
| Already in the S&P 500 | 96.7% | 22.5% |
| Holdings | 106 | 77 |
QQQM in plain words
QQQM is an index equity fund tracking the Nasdaq-100. Over the year to Sep 11, 2026 it returned +23.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Sep 10, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 106 positions, with the top ten at 47.1%. It sat 4.1% below its high of Jun 2, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, QQQM or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, QQQM returned +23.0% and XRT returned −3.0%, so QQQM returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, QQQM or XRT?
- QQQM charges 0.15% a year and XRT charges 0.35%, so QQQM is cheaper. Fees come from each fund's prospectus.
- How much do QQQM and XRT overlap with the S&P 500?
- By their latest filed holdings, 97% of QQQM and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 5% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, QQQM against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/qqqm-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources