Data as of Oct 28, 2026.
QQQ vs SGOV: Differences, Returns & Fees
Over the year to Oct 28, 2026, QQQ returned +15.2% to SGOV's +3.7%; 0% of their weight is in the same names.
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Net assets on Oct 27, 2026: $483.0bn for Invesco QQQ Trust, Series 1 and $117.0bn for iShares 0-3 Month Treasury Bond ETF.
Pair scorecard
SGOV costs 0.09 points a year less; their one-year returns differ by 11.5 points; QQQ is 4.1 times larger.
| Measure | QQQ | SGOV |
|---|---|---|
| Return | ||
| Total return, 1 year | +15.2% | +3.7% |
| Drawdown | ||
| Below its high | 4.5%, high on Oct 6, 2026 | |
| Benchmark | ||
| What it tracks | Nasdaq-100 Index | ICE 0-3 Month US Treasury Securities Index |
| Cost and size | ||
| Expense ratio | 0.18% | 0.09% |
| Net assets, as of Oct 27, 2026 | $483.0bn | $117.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 96% | |
| Top ten holdings, share of the fund | 46.7% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, QQQ and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
QQQ and SGOV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
QQQ
QQQ tracks the Nasdaq-100. Over the year to Oct 28, 2026 it returned +15.2% with distributions reinvested, against +15.2% for its benchmark, the Nasdaq-100 Index. The prospectus expense ratio is 0.18% a year. By its holdings published by its issuer for Oct 27, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 46.7%. It sat 4.5% below its high of Oct 6, 2026 on Oct 28, 2026.
SGOV
SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.
Questions people ask
- Which returned more over the last year, QQQ or SGOV?
- In the year to Oct 28, 2026, with distributions reinvested, QQQ returned +15.2% and SGOV +3.7%.
- Which is cheaper, QQQ or SGOV?
- SGOV is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, QQQ against SGOV, data as of Oct 28, 2026. https://etfiq.com/compare/any/qqq-vs-sgov
ETFIQ. (Oct 28, 2026). QQQ against SGOV. Retrieved from https://etfiq.com/compare/any/qqq-vs-sgov
[QQQ against SGOV (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/qqq-vs-sgov)
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