Data as of Oct 28, 2026.
OARK vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, OARK returned −2.3% to VTI's +13.5%, and VTI charges 0.03% to OARK's 1.00%.
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Net assets: $40m on Oct 27, 2026 for YieldMax Innovation Option Income Strategy ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.97 points a year less; their one-year returns differ by 15.8 points.
| Measure | OARK | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | −2.3% | +13.5% |
| Price change, 1 year | fell 37.0% | rose 12.2% |
| Latest payout, annualized | 27.5% | |
| Against its benchmark | ||
| What it tracks | Benchmark: ARK Innovation ETF, measured through ARKK | Morningstar US Total Market Index |
| Against its benchmark, same days | ahead by 1.2 pts | |
| Cost and size | ||
| Expense ratio | 1.00% | 0.03% |
| Net assets, OARK as of Oct 27, 2026 and VTI as of Sep 30, 2026 | $40m | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 28, 2026. Method
What they share
By the books each fund has filed, OARK and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 28, 2026.
half
0% in common
Only in one fund ↓
Side by side
OARK and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
OARK
Over the year to Oct 28, 2026, OARK paid 32.3% of its starting value in cash distributions while its price fell 37.0%. With every distribution reinvested, the fund returned −2.3%. ARK Innovation ETF (ARKK) returned −3.5% over the same days, so a holder was ahead by 1.2 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 27.5%, paid weekly.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Are OARK and VTI in the same category?
- OARK is an option-income ETF and VTI is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, OARK or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, OARK returned −2.3% and VTI +13.5%.
- Which is cheaper, OARK or VTI?
- VTI is cheaper, by 0.97 percentage points a year. That is about $97 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, OARK against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/oark-vs-vti
ETFIQ. (Oct 28, 2026). OARK against VTI. Retrieved from https://etfiq.com/compare/any/oark-vs-vti
[OARK against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/oark-vs-vti)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.