Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
NJUL vs QQQM: how they differ
Over the year QQQM returned more, +23.0% against +9.4%, and QQQM charges 0.15% against 0.79%.
Innovator Growth-100 Power Buffer ETF - Jul and Invesco NASDAQ 100 ETF.
| NJUL Innovator Growth-100 Power Buffer ETF - Jul | QQQM Invesco NASDAQ 100 ETF | |
|---|---|---|
| Where it sits | Buffer ETF | Core index fund |
| Issuer | Innovator | Invesco |
| What it is | Defined outcome, 15% on QQQ | Nasdaq-100 |
| Total return, 1 year | +9.4% | +23.0% |
| S&P 500 over the same days | +23.0% | +17.5% |
| Gap to the S&P 500 | −13.5 pts | +5.5 pts |
| Expense ratio | 0.79% | 0.15% |
| Holdings | not filed | 106 |
NJUL in plain words
From its price on Sep 13, 2026, the fund can gain about 20.4% more before it reaches its cap. Protection left, in index points: 12.1% of the 15.0% buffer still sits below today's QQQ level. 292 days remained on Sep 13, 2026. On Jun 30, 2027 the period ends and a new cap is set.
QQQM in plain words
QQQM is an index equity fund tracking the Nasdaq-100. Over the year to Sep 11, 2026 it returned +23.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Sep 10, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 106 positions, with the top ten at 47.1%. It sat 4.1% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, NJUL or QQQM?
- In the year to Sep 13, 2026, with distributions reinvested, NJUL returned +9.4% and QQQM returned +23.0%, so QQQM returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, NJUL or QQQM?
- NJUL charges 0.79% a year and QQQM charges 0.15%, so QQQM is cheaper. Fees come from each fund's prospectus.
- Are NJUL and QQQM the same kind of fund?
- No. NJUL is a buffer ETF and QQQM is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, NJUL against QQQM, data as of Sep 13, 2026. https://etfiq.com/compare/any/njul-vs-qqqm Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources