Data as of Oct 28, 2026.
MUB vs VCIT: Differences, Returns & Fees
MUB's duration was 7.0 years on Aug 31, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to MUB's 0.05%.
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Net assets: $54.1bn on Oct 27, 2026 for iShares National Muni Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.
Pair scorecard
VCIT costs 0.02 points a year less; their one-year returns differ by 1.4 points; VCIT is 1.4 times larger.
| Measure | MUB | VCIT |
|---|---|---|
| Return | ||
| Total return, 1 year | −0.4% | −1.8% |
| Drawdown | ||
| Below its high | 3.2%, high on Feb 27, 2026 | |
| Benchmark | ||
| What it tracks | ICE AMT-Free US National Municipal Index | Bloomberg U.S. 5-10 Year Corporate Bond Index |
| Cost and size | ||
| Expense ratio | 0.05% | 0.03% |
| Net assets, as of Sep 30, 2026 | $46.6bn | $66.6bn |
| Holdings | ||
| Holdings in common | 0% | |
Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsVCIT returned more: +96.4% to +57.5%. MUB swung less: 5.7% to 6.4%. MUB fell less at its worst: −12.4% to −20.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | MUB | VCIT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +57.5% | +96.4% | VCIT | Price change plus distributions, reinvested. |
| Annualized | +2.7% | +4.1% | VCIT | Total return as a yearly rate. |
| Price return | +0.3% | +5.1% | VCIT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 5.7% | 6.4% | MUB | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 4.0% | 4.7% | MUB | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −12.4% | −20.0% | MUB | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.23 | 0.42 | VCIT | Return above Treasury bills per unit of volatility. |
| Sortino | 0.33 | 0.57 | VCIT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.22 | 0.20 | MUB (slight) | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, MUB and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
MUB and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
MUB and VCIT do different jobs. What does each one do in a portfolio?
- What each follows. MUB follows ICE AMT-Free US National Municipal Index and VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and May 31, 2026).
- Number of holdings. MUB holds 7,873 positions and VCIT holds 2340.
Data as of Oct 28, 2026.
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MUB
MUB tracks an index of National Muni Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested. The prospectus expense ratio is 0.05% a year.
VCIT
VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, MUB or VCIT?
- In the year to Oct 28, 2026, with distributions reinvested, MUB returned −0.4% and VCIT −1.8%.
- Which is cheaper, MUB or VCIT?
- VCIT is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, MUB against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/mub-vs-vcit
ETFIQ. (Oct 28, 2026). MUB against VCIT. Retrieved from https://etfiq.com/compare/any/mub-vs-vcit
[MUB against VCIT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/mub-vs-vcit)
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