Data as of Oct 28, 2026.
MTUM vs XLY: Differences, Returns & Fees
Over the year to Oct 28, 2026, MTUM returned +18.4% to XLY's −3.6%; 2% of their weight is in the same names.
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Net assets on Oct 27, 2026: $18.7bn for iShares MSCI USA Momentum Factor ETF and $22.4bn for State Street Consumer Discretionary Select Sector SPDR ETF.
Pair scorecard
XLY costs 0.07 points a year less; their one-year returns differ by 22.0 points; XLY is 1.2 times larger.
| Measure | MTUM | XLY |
|---|---|---|
| Return | ||
| Total return, 1 year | +18.4% | −3.6% |
| Drawdown | ||
| Below its high | 11.9%, high on Jun 22, 2026 | 6.8%, high on Jan 12, 2026 |
| Benchmark | ||
| What it tracks | MSCI USA Momentum SR Variant Index | Consumer Discretionary Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.08% |
| Net assets, as of Oct 27, 2026 | $18.7bn | $22.4bn |
| Holdings | ||
| Holdings in common | 2% | |
| Top ten holdings, share of the fund | 35.5% | 68.5% |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, MTUM and XLY hold 2% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
2% in common
Only in one fund ↓
Side by side
MTUM and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
MTUM
MTUM tracks the MSCI USA Momentum Factor. Over the year to Oct 28, 2026 it returned +18.4% with distributions reinvested, against +13.6% for its benchmark, the MSCI USA Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 126 positions, with the top ten at 35.5%. It sat 11.9% below its high of Jun 22, 2026 on Oct 28, 2026.
XLY
XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, MTUM or XLY?
- In the year to Oct 28, 2026, with distributions reinvested, MTUM returned +18.4% and XLY −3.6%.
- Which is cheaper, MTUM or XLY?
- XLY is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, MTUM against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/mtum-vs-xly
ETFIQ. (Oct 28, 2026). MTUM against XLY. Retrieved from https://etfiq.com/compare/any/mtum-vs-xly
[MTUM against XLY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/mtum-vs-xly)
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