Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs SPYD: how they differ
KRE and SPYD hold 4% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF.
What they hold in common
By the books each fund has filed, KRE and SPYD hold 4% of their money in the same securities at the same weight.
| Holding | KRE | SPYD |
|---|---|---|
| TRUIST FINANCIAL CORP | 1.33% | 1.26% |
| REGIONS FINANCIAL CORP | 1.38% | 1.25% |
| HUNTINGTON BANCSHARES INC | 1.30% | 1.18% |
| SSI US GOV MONEY MARKET CLASS | 0.05% | 0.36% |
| Only in KRE | Only in SPYD |
|---|---|
| CULLEN/FROST BANKERS INC 1.48% | HP INC 1.69% |
| SOUTHSTATE BANK CORP 1.44% | ACCENTURE PLC CL A 1.64% |
| HOME BANCSHARES INC 1.42% | TARGET CORP 1.46% |
| CITIZENS FINANCIAL GROUP 1.41% | VERIZON COMMUNICATIONS INC 1.46% |
| COMMERCE BANCSHARES INC 1.40% | MEDTRONIC PLC 1.45% |
| M + T BANK CORP 1.40% | MOSAIC CO/THE 1.44% |
| PINNACLE FINANCIAL PARTNERS 1.40% | PFIZER INC 1.44% |
| ASSOCIATED BANC CORP 1.39% | AT+T INC 1.43% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | SPYD State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Regional Banking | SPDR Portfolio S&P 500 High Dividend |
| Total return, 1 year | +16.1% | +12.9% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −4.6 pts |
| Expense ratio | 0.35% | 0.07% |
| Already in the S&P 500 | 6.7% | 100.0% |
| Holdings | 160 | 81 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 160 positions, with the top ten at 14.1%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
SPYD in plain words
SPYD is an index equity fund tracking the SPDR Portfolio S&P 500 High Dividend. Over the year to Sep 11, 2026 it returned +12.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 81 positions, with the top ten at 14.9%. It sat 4.3% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or SPYD?
- In the year to Sep 13, 2026, with distributions reinvested, KRE returned +16.1% and SPYD returned +12.9%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or SPYD?
- KRE charges 0.35% a year and SPYD charges 0.07%, so SPYD is cheaper. Fees come from each fund's prospectus.
- How much do KRE and SPYD overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 100% of SPYD by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against SPYD, data as of Sep 13, 2026. https://etfiq.com/compare/any/kre-vs-spyd Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources