Which returned more over the last year, KRE or MDY?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and MDY +12.8%.

Which is cheaper, KRE or MDY?

MDY is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do KRE and MDY overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 0% of MDY by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs MDY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to MDY's +12.8%; 6% of their weight is in the same names.

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Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $25.9bn for SPDR S&P MidCap 400 ETF Trust.

KRE on its own →MDY on its own →

At a glance

+21.2%

KRE total return, 1 year

+12.8%

MDY total return, 1 year

0.35%

KRE expense ratio

0.23%

MDY expense ratio

Pair scorecard

MDY costs 0.12 points a year less; their one-year returns differ by 8.4 points; MDY is 6.2 times larger.

KRE vs MDY: Differences, Returns & Fees
Measure	KRE	MDY
Return
Measure	KRE	MDY
Total return, 1 year	+21.2%	+12.8%
Drawdown
Measure	KRE	MDY
Below its high	6.9%, high on Aug 14, 2026	6.5%, high on Aug 14, 2026
Benchmark
Measure	KRE	MDY
What it tracks	S&P Regional Banks Select Industry Index	S&P MidCap 400 Index
Cost and size
Measure	KRE	MDY
Expense ratio	0.35%	0.23%
Net assets, as of Oct 27, 2026	$4.2bn	$25.9bn
Holdings
Measure	KRE	MDY
Holdings in common	6%
Top ten holdings, share of the fund	11.6%	7.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jun 30, 2006 to Oct 23, 2026 · 1,060 weekly returns

KRE MDY

Return

Total return edge MDY +146.5% +510.9%

Annualized edge MDY +4.5% +9.3%

Price return edge MDY +50.4% +374.4%

Risk

Volatility edge MDY 31.2% 21.3%

Max drawdown edge MDY −68.0% −54.9%

Risk-adjusted

Sharpe edge MDY 0.24 0.44

Sortino edge MDY 0.35 0.63

Calmar edge MDY 0.07 0.17

Reading

MDY returned more: +510.9% to +146.5%. MDY swung less: 21.3% to 31.2%. MDY fell less at its worst: −54.9% to −68.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: KRE vs MDY: Differences, Returns & Fees
Measure	KRE	MDY	Edge	How it is measured
Return
Total return	+146.5%	+510.9%	MDY	Price change plus distributions, reinvested.
Annualized	+4.5%	+9.3%	MDY	Total return as a yearly rate.
Price return	+50.4%	+374.4%	MDY	Price change alone, distributions left out.
Risk
Volatility	31.2%	21.3%	MDY	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	21.5%	15.0%	MDY	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−68.0%	−54.9%	MDY	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.24	0.44	MDY	Return above Treasury bills per unit of volatility.
Sortino	0.35	0.63	MDY	Return above Treasury bills per unit of downside deviation.
Calmar	0.07	0.17	MDY	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,060 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, KRE and MDY hold 6% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

6% in common

Positions both hold · largest shared weight first KRE MDY

EAST WEST BANCORP INC 1.15% 0.52%

PINNACLE FINANCIAL PARTNERS 1.13% 0.43%

FIRST HORIZON CORP 1.06% 0.32%

SOUTHSTATE BANK CORP 1.12% 0.30%

WINTRUST FINANCIAL CORP 1.12% 0.29%

CULLEN/FROST BANKERS INC 1.09% 0.28%

UMB FINANCIAL CORP 1.06% 0.28%

ZIONS BANCORP NA 1.08% 0.28%

COLUMBIA BANKING SYSTEM INC 1.17% 0.25%

OLD NATIONAL BANCORP 1.10% 0.24%

PROSPERITY BANCSHARES INC 1.09% 0.24%

WESTERN ALLIANCE BANCORP 1.07% 0.23%

Only in one fund ↓

Only in KRE

UNITED COMMUNITY BANKS 1.17%

EASTERN BANKSHARES INC 1.16%

FIRST INTERSTATE BANCSYS A 1.15%

NICOLET BANKSHARES INC 1.14%

FULTON FINANCIAL CORP 1.13%

ATLANTIC UNION BANKSHARES CO 1.12%

WSFS FINANCIAL CORP 1.12%

BANC OF CALIFORNIA INC 1.11%

Only in MDY

Okta Inc. Class A 1.09%

U.S. Dollar 0.96%

TechnipFMC plc 0.81%

United Therapeutics Corporation 0.73%

Entegris Inc. 0.66%

ATI Inc 0.66%

US Foods Holding Corp. 0.64%

Reliance Inc. 0.64%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF MDY SPDR S&P MidCap 400 ETF Trust

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks the S&P MidCap 400

Total return, 1 year +21.2% +12.8%

Its benchmark over the same days not measured +13.2% (IJH)

Gap to its benchmark not measured −0.4 pts vs IJH

Expense ratio 0.35% 0.23%

Already in the S&P 500 6.6% 0.0%

Holdings 167 401

Net assets, as of Oct 27, 2026 $4.2bn $25.9bn

KRE and MDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-FEA345C5F7

KRE and MDY do different jobs. What does each one do in a portfolio?

What each follows. KRE follows S&P Regional Banks Select Industry Index and MDY follows S&P MidCap 400 Index.
Holdings in common. 6% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 KRE returned +21.2% and MDY +12.8% with distributions reinvested, a gap of 8.4 points.

Data as of Oct 28, 2026.

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About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

MDY

MDY tracks the S&P MidCap 400. Over the year to Oct 28, 2026 it returned +12.8% with distributions reinvested, against +13.2% for its benchmark, the S&P MidCap 400 Index. The prospectus expense ratio is 0.23% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 401 positions, with the top ten at 7.5%. It sat 6.5% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, KRE or MDY?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and MDY +12.8%.
Which is cheaper, KRE or MDY?: MDY is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do KRE and MDY overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 0% of MDY by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs VO KRE vs VXF KRE vs MOAT IJH vs KRE MDY vs XLF MDY vs VOX MDY vs VDC MDY vs VPU

Where to next

KRE on its own →MDY on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →MDY dividend history →MDY holdings →Standards and sources →

Sources and dates

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

MDY filings on SEC EDGAR ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against MDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-mdy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.