Which returned more over the last year, JNK or XLU?

In the year to Sep 13, 2026, with distributions reinvested, JNK returned +3.3% and XLU returned +2.4%, so JNK returned more. One year is one year; the longer windows are in the table.

Which is cheaper, JNK or XLU?

JNK charges 0.40% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

JNK vs XLU: how they differ

JNK and XLU hold 0% of their weight in the same names, and JNK returned more over the year.

State Street(R) SPDR(R) Bloomberg High Yield Bond ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, JNK and XLU hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in JNK	Only in XLU
1261229 BC LTD 0.64%	NEXTERA ENERGY INC 13.01%
MERIDIAN ARC HOLDCO LLC 0.58%	SOUTHERN CO/THE 7.49%
ECHOSTAR CORP 0.52%	DUKE ENERGY CORP 7.04%
PR RNO PROPERTY OWNER 1 0.49%	CONSTELLATION ENERGY 6.92%
CLOUD SOFTWARE GRP INC 0.42%	AMERICAN ELECTRIC POWER 5.08%
QUIKRETE HOLDINGS INC 0.41%	DOMINION ENERGY INC 4.33%
DISH NETWORK CORP 0.41%	SEMPRA 4.16%
SV RNO PROPERTY OWNER 1 0.40%	ENTERGY CORP 3.66%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

JNK and XLU on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	JNK State Street(R) SPDR(R) Bloomberg High Yield Bond ETF	XLU State Street(R) Utilities Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	State Street
What it is	SPDR Bloomberg High Yield Bond	Utilities
Total return, 1 year	+3.3%	+2.4%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.2 pts	−15.1 pts
Expense ratio	0.40%	0.08%
Holdings	1198	32

JNK in plain words

JNK is a bond fund tracking the SPDR Bloomberg High Yield Bond. Over the year to Sep 11, 2026 it returned +3.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.40% a year.

XLU in plain words

XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.8%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, JNK or XLU?: In the year to Sep 13, 2026, with distributions reinvested, JNK returned +3.3% and XLU returned +2.4%, so JNK returned more. One year is one year; the longer windows are in the table.
Which is cheaper, JNK or XLU?: JNK charges 0.40% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

JNK against XLU, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, JNK against XLU, data as of Sep 13, 2026. https://etfiq.com/compare/any/jnk-vs-xlu Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources