Data as of Oct 28, 2026.

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JNK vs VCIT: Differences, Returns & Fees

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JNK's duration was 3.4 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to JNK's 0.40%.

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Net assets: $5.9bn on Oct 27, 2026 for State Street SPDR Bloomberg High Yield Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

At a glance
+1.7%
JNK total return, 1 year
−1.8%
VCIT total return, 1 year
0.40%
JNK expense ratio
0.03%
VCIT expense ratio

Pair scorecard

VCIT costs 0.37 points a year less; their one-year returns differ by 3.5 points; VCIT is 10.2 times larger.

JNK vs VCIT: Differences, Returns & Fees
MeasureJNKVCIT
Return
Total return, 1 year+1.7%−1.8%
Drawdown
Below its high3.2%, high on Feb 27, 2026
Benchmark
What it tracksBloomberg High Yield Very Liquid IndexBloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Expense ratio0.40%0.03%
Net assets, as of Sep 30, 2026$6.5bn$66.6bn
Holdings
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

Risk and return

Dec 4, 2009 to Oct 23, 2026 · 881 weekly returns
JNK VCIT
Return
Total return edge JNK +137.0% +96.4%
Annualized edge JNK +5.2% +4.1%
Price return edge VCIT −19.4% +5.1%
Risk
Volatility edge VCIT 9.0% 6.4%
Max drawdown edge VCIT (slight) −21.4% −20.0%
Downside capture 35.8% 99.6%
Beta 1.16 1.00
Risk-adjusted
Sharpe edge JNK (slight) 0.44 0.42
Sortino edge JNK 0.64 0.57
Treynor 0.035 −0.008
Calmar edge JNK 0.24 0.20
Against the benchmark
Alpha +2.4% a year 0.0% a year
Alpha t-stat 0.94 −0.22
Information ratio 0.24 −0.08
Tracking error 11.1% 0.5%

Each against its own benchmark: JNK against AGG, Dec 14, 2007 to Oct 23, 2026; VCIT against SCHI, Oct 18, 2019 to Oct 23, 2026.

Reading

JNK returned more: +137.0% to +96.4%. VCIT swung less: 6.4% to 9.0%. VCIT fell slightly less at its worst: −20.0% to −21.4%.

Full scorecard

19 measures, with how each is measured
Open ↓
Risk and return: JNK vs VCIT: Differences, Returns & Fees
MeasureJNKVCITEdgeHow it is measured
Return
Total return+137.0%+96.4%JNKPrice change plus distributions, reinvested.
Annualized+5.2%+4.1%JNKTotal return as a yearly rate.
Price return−19.4%+5.1%VCITPrice change alone, distributions left out.
Risk
Volatility9.0%6.4%VCITSpread of weekly returns, annualized. Lower is steadier.
Downside deviation6.3%4.7%VCITLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−21.4%−20.0%VCIT (slight)Deepest fall from a high to the low after it.
Upside capture54.4%99.2%Share of its benchmark's rise caught in the weeks it rose.
Downside capture35.8%99.6%Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta1.161.00Not an edgeHow far it moves for each 1% its benchmark moves.
R squared0.241.00Not an edgeShare of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe0.440.42JNK (slight)Return above Treasury bills per unit of volatility.
Sortino0.640.57JNKReturn above Treasury bills per unit of downside deviation.
Treynor0.035−0.008Return above Treasury bills per unit of beta.
Calmar0.240.20JNKAnnualized return divided by the max drawdown.
Against the benchmark
BenchmarkAGGSCHIThe ETF each fund is measured against.
Alpha+2.4% a year0.0% a yearNot significantYearly return beyond what its beta to the benchmark predicts.
Alpha t-stat0.94−0.22Not an edgeHow sure the alpha is. Below 2, it could be chance.
Alpha range−2.6% to +7.4%−0.4% to +0.3%Includes zeroThe 95% range for the yearly alpha.
Information ratio0.24−0.08Return against its benchmark per unit of tracking error.
Tracking error11.1%0.5%Not an edgeHow far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, JNK and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first JNK VCIT
Only in one fund ↓
Only in JNK
1261229 BC Ltd, due Apr 15, 2032 0.63%
Meridian Arc Holdco LLC, due Apr 30, 2031 0.56%
EchoStar Corp, due Nov 30, 2029 0.51%
PR RNO Property Owner 1 LLC, due May 1, 2031 0.48%
Cloud Software Group Inc, due Mar 31, 2029 0.41%
Quikrete Holdings Inc, due Mar 1, 2032 0.40%
DISH Network Corp, due Nov 15, 2027 0.40%
SV RNO Property Owner 1 LLC, due Mar 1, 2031 0.39%
Only in VCIT
AMAZON.COM INC, due Mar 13, 2036 0.30%
BOEING CO/THE, due May 1, 2034 0.28%
META PLATFORMS, due Nov 15, 2035 0.27%
BANK OF AMER CRP, due Jul 22, 2033 0.27%
PFIZER INVSTMNT, due May 19, 2033 0.27%
ORACLE CORP, due Feb 4, 2036 0.27%
ANHEUSER-BUSCH, due Feb 1, 2036 0.27%
JPMORGAN CHASE, due Jul 25, 2033 0.25%
Check overlap with more funds →

Side by side

JNK State Street SPDR Bloomberg High Yield Bond ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks the Bloomberg High Yield Bond Tracks an index of Intermediate-Term Corporate Bond
Total return, 1 year +1.7% −1.8%
Its benchmark over the same days −1.4% (AGG) −1.8% (SCHI)
Gap to its benchmark +3.1 pts vs AGG 0.0 pts vs SCHI
Expense ratio 0.40% 0.03%
Holdings 1142 2340
Net assets, JNK as of Oct 27, 2026 and VCIT as of Sep 30, 2026 $5.9bn $66.6bn

JNK and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-EADB7A9F2B

JNK and VCIT do different jobs. What does each one do in a portfolio?

  1. What each follows. JNK follows Bloomberg High Yield Very Liquid Index and VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026 and May 31, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 JNK returned +1.7% and VCIT −1.8% with distributions reinvested, a gap of 3.5 points.

Data as of Oct 28, 2026.

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About each fund
JNK

JNK tracks the Bloomberg High Yield Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.40% a year.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, JNK or VCIT?
In the year to Oct 28, 2026, with distributions reinvested, JNK returned +1.7% and VCIT −1.8%.
Which is cheaper, JNK or VCIT?
VCIT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, JNK against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/jnk-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.