Data as of Oct 28, 2026.
IYG vs VFH: Differences, Returns & Fees
Over the year to Oct 28, 2026, IYG returned +7.0% to VFH's +7.5%; 77% of their weight is in the same names.
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Net assets: $2.2bn on Oct 27, 2026 for iShares U.S. Financial Services ETF, and $12.7bn on Sep 30, 2026 for Vanguard Financials ETF.
Pair scorecard
VFH costs 0.28 points a year less; their one-year returns differ by 0.5 points; VFH is 6.0 times larger.
| Measure | IYG | VFH |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.0% | +7.5% |
| Drawdown | ||
| Below its high | 4.5%, high on Sep 3, 2026 | 4.4%, high on Sep 3, 2026 |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Financial Services Index | MSCI US Investable Market Index (IMI)/Financials 25/50 |
| Cost and size | ||
| Expense ratio | 0.37% | 0.09% |
| Net assets, as of Sep 30, 2026 | $2.1bn | $12.7bn |
| Holdings | ||
| Holdings in common | 77% | |
| Top ten holdings, share of the fund | 63.9% | 48.2% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
Feb 6, 2004 to Oct 23, 2026 · 1,185 weekly returnsVFH returned more: +334.6% to +281.6%. VFH swung slightly less: 24.8% to 27.4%. VFH fell slightly less at its worst: −78.6% to −81.8%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IYG | VFH | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +281.6% | +334.6% | VFH | Price change plus distributions, reinvested. |
| Annualized | +6.1% | +6.7% | VFH (slight) | Total return as a yearly rate. |
| Price return | +162.5% | +169.5% | VFH (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 27.4% | 24.8% | VFH (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 18.7% | 17.1% | VFH (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −81.8% | −78.6% | VFH (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.28 | 0.31 | VFH (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.42 | 0.45 | VFH (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.07 | 0.08 | VFH | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,185 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IYG and VFH hold 77% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
77% in common
Only in one fund ↓
Side by side
IYG and VFH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IYG and VFH are built for the same job. How do they differ in cost, holdings and results?
- What each follows. IYG follows Dow Jones U.S. Financial Services Index and VFH follows MSCI US Investable Market Index (IMI)/Financials 25/50.
- Number of holdings. IYG holds 98 positions and VFH holds 425.
- Cost. IYG charges 0.37% of assets a year and VFH 0.09%, a gap of 0.28 points.
Data as of Oct 28, 2026.
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IYG
IYG tracks an index. Over the year to Oct 28, 2026 it returned +7.0% with distributions reinvested. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 98 positions, with the top ten at 63.9%. It sat 4.5% below its high of Sep 3, 2026 on Oct 28, 2026.
VFH
VFH tracks an index. Over the year to Oct 28, 2026 it returned +7.5% with distributions reinvested, against +7.6% for its benchmark, the MSCI US Investable Market Index (IMI)/Financials 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 83% of the fund by weight is stocks the S&P 500 also holds, across 425 positions, with the top ten at 48.2%. It sat 4.4% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IYG or VFH?
- In the year to Oct 28, 2026, with distributions reinvested, IYG returned +7.0% and VFH +7.5%.
- Which is cheaper, IYG or VFH?
- VFH is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, IYG against VFH, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyg-vs-vfh
ETFIQ. (Oct 28, 2026). IYG against VFH. Retrieved from https://etfiq.com/compare/any/iyg-vs-vfh
[IYG against VFH (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iyg-vs-vfh)
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