Which returned more over the last year, IVV or XHB?

In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and XHB −8.6%.

Which is cheaper, IVV or XHB?

IVV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IVV and XHB overlap with the S&P 500?

By their latest filed holdings, 100% of IVV and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IVV vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IVV returned +13.7% to XHB's −8.6%; 1% of their weight is in the same names.

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Net assets on Oct 27, 2026: $885.1bn for iShares Core S&P 500 ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

IVV on its own →XHB on its own →

At a glance

+13.7%

IVV total return, 1 year

−8.6%

XHB total return, 1 year

0.03%

IVV expense ratio

0.35%

XHB expense ratio

Pair scorecard

IVV costs 0.32 points a year less; their one-year returns differ by 22.3 points; IVV is far larger, $885.1bn against $1.5bn.

IVV vs XHB: Differences, Returns & Fees
Measure	IVV	XHB
Return
Measure	IVV	XHB
Total return, 1 year	+13.7%	−8.6%
Drawdown
Measure	IVV	XHB
Below its high		20.5%, high on Oct 18, 2024
Benchmark
Measure	IVV	XHB
What it tracks	S&P 500	S&P Homebuilders Select Industry Index
Cost and size
Measure	IVV	XHB
Expense ratio	0.03%	0.35%
Net assets, as of Oct 27, 2026	$885.1bn	$1.5bn
Holdings
Measure	IVV	XHB
Holdings in common	1%
Top ten holdings, share of the fund	38.1%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IVV and XHB hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first IVV XHB

HOME DEPOT 0.48% 3.30%

LOWES COMPANIES INC 0.17% 3.21%

TRANE TECHNOLOGIES PLC 0.15% 3.34%

JOHNSON CONTROLS INTERNATIONAL PLC 0.14% 3.46%

CARRIER GLOBAL 0.07% 3.21%

D R HORTON 0.06% 3.41%

WILLIAMS SONOMA INC 0.04% 3.54%

PULTEGROUP 0.03% 3.29%

LENNAR A CLASS A 0.03% 3.37%

ALLEGION PLC 0.02% 3.83%

MASCO 0.02% 3.49%

NVR 0.02% 3.02%

Only in one fund ↓

Only in IVV

NVIDIA 7.92%

APPLE 7.61%

MICROSOFT 5.93%

AMAZON.COM INC 3.73%

ALPHABET CLASS A 2.83%

BROADCOM INC 2.45%

ALPHABET CLASS C 2.26%

META PLATFORMS CLASS A 2.05%

Only in XHB

SHARKNINJA INC 3.76%

WAYFAIR INC CLASS A 3.63%

SIMPSON MANUFACTURING CO INC 3.49%

TOLL BROTHERS INC 3.38%

CARLISLE COS INC 3.33%

MERITAGE HOMES CORP 3.23%

CAVCO INDUSTRIES INC 3.22%

ADVANCED DRAINAGE SYSTEMS IN 3.20%

Check overlap with more funds →

Side by side

IVV iShares Core S&P 500 ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P 500 Tracks the S&P Homebuilders

Total return, 1 year +13.7% −8.6%

Its benchmark over the same days +13.6% (SPY) not measured

Gap to its benchmark +0.1 pts vs SPY not measured

Expense ratio 0.03% 0.35%

Already in the S&P 500 99.8% 45.7%

Holdings 505 34

Net assets, as of Oct 27, 2026 $885.1bn $1.5bn

IVV and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IVV or XHB?: In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and XHB −8.6%.
Which is cheaper, IVV or XHB?: IVV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IVV and XHB overlap with the S&P 500?: By their latest filed holdings, 100% of IVV and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

IVV vs XRT IVV vs XLY IVV vs IYE IVV vs VHT SPY vs XHB VOO vs XHB VTI vs XHB RDVY vs XHB

Where to next

IVV on its own →XHB on its own →Hold both: look the portfolio through →Rankings →IVV dividend history →IVV holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

IVV filings on SEC EDGAR ↗

IVV prospectus with the expense ratio (SEC) ↗

iShares page for IVV ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IVV against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/ivv-vs-xhb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.