Which returned more over the last year, IUSB or VGIT?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VGIT −1.5%.

Which is cheaper, IUSB or VGIT?

VGIT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs VGIT: Differences, Returns & Fees

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IUSB's duration was 5.5 years on Jul 31, 2026 and VGIT's 4.7 on May 31, 2026; VGIT charges 0.03% to IUSB's 0.06%.

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Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.

IUSB on its own →VGIT on its own →

At a glance

−1.2%

IUSB total return, 1 year

−1.5%

VGIT total return, 1 year

0.06%

IUSB expense ratio

0.03%

VGIT expense ratio

Pair scorecard

VGIT costs 0.03 points a year less; their one-year returns differ by 0.3 points; IUSB is 1.2 times larger.

IUSB vs VGIT: Differences, Returns & Fees
Measure	IUSB	VGIT
Return
Measure	IUSB	VGIT
Total return, 1 year	−1.2%	−1.5%
Drawdown
Measure	IUSB	VGIT
Below its high		3.5%, high on Aug 4, 2020
Benchmark
Measure	IUSB	VGIT
What it tracks	Bloomberg U.S. Universal Index	Bloomberg U.S. Treasury 3-10 Year Index
Cost and size
Measure	IUSB	VGIT
Expense ratio	0.06%	0.03%
Net assets, as of Sep 30, 2026	$48.1bn	$39.7bn
Holdings
Measure	IUSB	VGIT
Holdings in common	18%

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026. Method

Risk and return

Jun 20, 2014 to Oct 23, 2026 · 644 weekly returns

IUSB VGIT

Return

Total return edge IUSB +28.3% +20.4%

Annualized edge IUSB +2.0% +1.5%

Price return edge VGIT (slight) −10.7% −9.9%

Risk

Volatility edge VGIT 5.0% 4.2%

Max drawdown edge VGIT −17.7% −15.6%

Risk-adjusted

Sharpe edge IUSB 0.02 −0.11

Sortino edge IUSB 0.02 −0.16

Calmar edge IUSB 0.11 0.10

Reading

IUSB returned more: +28.3% to +20.4%. VGIT swung less: 4.2% to 5.0%. VGIT fell less at its worst: −15.6% to −17.7%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IUSB vs VGIT: Differences, Returns & Fees
Measure	IUSB	VGIT	Edge	How it is measured
Return
Total return	+28.3%	+20.4%	IUSB	Price change plus distributions, reinvested.
Annualized	+2.0%	+1.5%	IUSB	Total return as a yearly rate.
Price return	−10.7%	−9.9%	VGIT (slight)	Price change alone, distributions left out.
Risk
Volatility	5.0%	4.2%	VGIT	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	3.6%	3.0%	VGIT	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−17.7%	−15.6%	VGIT	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.02	−0.11	IUSB	Return above Treasury bills per unit of volatility.
Sortino	0.02	−0.16	IUSB	Return above Treasury bills per unit of downside deviation.
Calmar	0.11	0.10	IUSB	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 644 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

18%

By the books each fund has filed, IUSB and VGIT hold 18% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

0 half 100%

half

18% in common

Positions both hold · largest shared weight first IUSB VGIT

U.S. Treasury Notes, due Dec 31, 2029 0.37% 1.09%

U.S. Treasury Notes, due Feb 15, 2034 0.36% 1.87%

U.S. Treasury Notes, due Feb 15, 2035 0.35% 1.94%

U.S. Treasury Notes, due Aug 15, 2035 0.34% 1.89%

U.S. Treasury Notes, due May 15, 2034 0.34% 1.92%

U.S. Treasury Notes, due Nov 15, 2034 0.34% 1.90%

U.S. Treasury Notes, due May 15, 2035 0.33% 1.89%

U.S. Treasury Notes, due Feb 15, 2036 0.33% 1.81%

U.S. Treasury Notes, due Aug 15, 2034 0.33% 1.87%

U.S. Treasury Notes, due Aug 15, 2032 0.33% 1.45%

U.S. Treasury Notes, due Nov 15, 2035 0.32% 1.83%

U.S. Treasury Notes, due Feb 28, 2030 0.31% 1.65%

Only in one fund ↓

Only in IUSB

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.41%

U.S. Treasury Notes, due May 15, 2036 0.37%

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.31%

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.30%

U.S. Treasury Notes, due Jun 15, 2028 0.30%

U.S. Treasury Notes, due May 31, 2028 0.30%

U.S. Treasury Notes, due Jul 15, 2028 0.29%

U.S. Treasury Notes, due Apr 30, 2028 0.29%

Only in VGIT

US TREASURY N/B, due Feb 15, 2030 0.78%

US TREASURY N/B, due Aug 15, 2029 0.68%

US TREASURY N/B, due Nov 15, 2029 0.40%

US TREASURY N/B, due May 15, 2030 0.10%

US TREASURY N/B, due Feb 15, 2031 0.10%

US TREASURY N/B, due Aug 15, 2029 0.08%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF VGIT Vanguard Intermediate-Term Treasury ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of Universal USD Bond Tracks an index of Intermediate-Term Treasury

Total return, 1 year −1.2% −1.5%

Its benchmark over the same days not measured −1.5% (SCHR)

Gap to its benchmark not measured 0.0 pts vs SCHR

Expense ratio 0.06% 0.03%

Holdings 18338 103

Net assets, IUSB as of Oct 27, 2026 and VGIT as of Sep 30, 2026 $49.8bn $39.7bn

IUSB and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-3A3BDAE2D2

IUSB and VGIT do different jobs. What does each one do in a portfolio?

What each follows. IUSB follows Bloomberg U.S. Universal Index and VGIT follows Bloomberg U.S. Treasury 3-10 Year Index.
Holdings in common. 18% of the weight is in the same securities (holdings dated Jul 31, 2026 and May 31, 2026).
Number of holdings. IUSB holds 18,338 positions and VGIT holds 103.

Data as of Oct 28, 2026.

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About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IUSB or VGIT?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VGIT −1.5%.
Which is cheaper, IUSB or VGIT?: VGIT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

GOVT vs IUSB IEF vs IUSB IUSB vs VCSH IUSB vs MBB BOND vs VGIT BIL vs VGIT TLT vs VGIT VCIT vs VGIT

Where to next

IUSB on its own →VGIT on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →VGIT dividend history →VGIT holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

VGIT filings on SEC EDGAR ↗

VGIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VGIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-vgit

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