Which returned more over the last year, IUSB or VBIL?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VBIL +3.7%.

Which is cheaper, IUSB or VBIL?

Neither: IUSB and VBIL both charge 0.06% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs VBIL: Differences, Returns & Fees

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IUSB's duration was 5.5 years on Jul 31, 2026 and VBIL's 0.1 on Jun 30, 2026; both charge 0.06%.

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Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

IUSB on its own →VBIL on its own →

At a glance

−1.2%

IUSB total return, 1 year

+3.7%

VBIL total return, 1 year

0.06%

IUSB expense ratio

0.06%

VBIL expense ratio

Pair scorecard

Both cost 0.06% a year; their one-year returns differ by 4.9 points; IUSB is 3.8 times larger.

IUSB vs VBIL: Differences, Returns & Fees
Measure	IUSB	VBIL
Return
Measure	IUSB	VBIL
Total return, 1 year	−1.2%	+3.7%
Benchmark
Measure	IUSB	VBIL
What it tracks	Bloomberg U.S. Universal Index	Bloomberg U.S. Treasury Bills 0-3 Months Index
Cost and size
Measure	IUSB	VBIL
Expense ratio	0.06%	0.06%
Net assets, as of Sep 30, 2026	$48.1bn	$12.8bn
Holdings
Measure	IUSB	VBIL
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

What they share

By the books each fund has filed, IUSB and VBIL hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB VBIL

Only in one fund ↓

Only in IUSB

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.41%

U.S. Treasury Notes, due Dec 31, 2029 0.37%

U.S. Treasury Notes, due May 15, 2036 0.37%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Feb 15, 2035 0.35%

U.S. Treasury Notes, due Aug 15, 2035 0.34%

U.S. Treasury Notes, due May 15, 2034 0.34%

U.S. Treasury Notes, due Nov 15, 2034 0.34%

Only in VBIL

TREASURY BILL, due Jul 9, 2026 6.78%

TREASURY BILL, due Aug 6, 2026 6.10%

TREASURY BILL, due Jul 2, 2026 5.61%

TREASURY BILL, due Jul 16, 2026 5.41%

TREASURY BILL, due Jul 23, 2026 5.18%

TREASURY BILL, due Jul 14, 2026 5.17%

TREASURY BILL, due Jul 21, 2026 5.15%

TREASURY BILL, due Jul 30, 2026 5.12%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF VBIL Vanguard 0-3 Month Treasury Bill ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of Universal USD Bond Tracks an index of 0-3 Month Treasury Bill

Total return, 1 year −1.2% +3.7%

Expense ratio 0.06% 0.06%

Holdings 18338 28

Net assets, IUSB as of Oct 27, 2026 and VBIL as of Sep 30, 2026 $49.8bn $12.8bn

IUSB and VBIL on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested.

Questions people ask

Which returned more over the last year, IUSB or VBIL?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VBIL +3.7%.
Which is cheaper, IUSB or VBIL?: Neither: IUSB and VBIL both charge 0.06% a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs VUSB IUSB vs USFR BIL vs IUSB IUSB vs SGOV BOND vs VBIL VBIL vs VCIT MBB vs VBIL JAAA vs VBIL

Where to next

IUSB on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →VBIL dividend history →VBIL holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

VBIL filings on SEC EDGAR ↗

VBIL prospectus with the expense ratio (SEC) ↗

Vanguard page for VBIL ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against VBIL, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-vbil

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