Which returned more over the last year, ITOT or SCHB?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHB +13.4%.

Which is cheaper, ITOT or SCHB?

Neither: ITOT and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.

How much do ITOT and SCHB overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 88% of SCHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs SCHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT and SCHB finished level, +13.4% against +13.4%, and they share 88% of their weight.

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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF.

ITOT on its own →SCHB on its own →

At a glance

+13.4%

ITOT total return, 1 year

+13.4%

SCHB total return, 1 year

0.03%

ITOT expense ratio

0.03%

SCHB expense ratio

Pair scorecard

Both cost 0.03% a year; both returned +13.4% over a year.

ITOT vs SCHB: Differences, Returns & Fees
Measure	ITOT	SCHB
Return
Measure	ITOT	SCHB
Total return, 1 year	+13.4%	+13.4%
Benchmark
Measure	ITOT	SCHB
What it tracks	S&P Total Market Index (TMI)	Dow Jones U.S. Broad Stock Market Index
Cost and size
Measure	ITOT	SCHB
Expense ratio	0.03%	0.03%
Net assets, ITOT as of Oct 27, 2026 and SCHB as of Aug 31, 2026	$97.1bn	$44.6bn
Holdings
Measure	ITOT	SCHB
Holdings in common	88%
Top ten holdings, share of the fund	33.9%	33.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Nov 13, 2009 to Oct 23, 2026 · 884 weekly returns

ITOT SCHB

Return

Total return edge Tie +799.5% +807.9%

Annualized edge Tie +13.8% +13.9%

Price return edge Tie +573.6% +582.0%

Risk

Volatility edge Tie 16.4% 16.5%

Max drawdown edge Tie −33.2% −33.3%

Risk-adjusted

Sharpe edge Tie 0.78 0.78

Sortino edge Tie 1.13 1.13

Calmar edge Tie 0.42 0.42

Reading

ITOT and SCHB returned about the same: +799.5% and +807.9%. ITOT and SCHB swung about the same: 16.4% and 16.5%. ITOT and SCHB fell about the same at their worst: −33.2% and −33.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: ITOT vs SCHB: Differences, Returns & Fees
Measure	ITOT	SCHB	Edge	How it is measured
Return
Total return	+799.5%	+807.9%	Tie	Price change plus distributions, reinvested.
Annualized	+13.8%	+13.9%	Tie	Total return as a yearly rate.
Price return	+573.6%	+582.0%	Tie	Price change alone, distributions left out.
Risk
Volatility	16.4%	16.5%	Tie	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	11.3%	11.4%	Tie	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−33.2%	−33.3%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.78	0.78	Tie	Return above Treasury bills per unit of volatility.
Sortino	1.13	1.13	Tie	Return above Treasury bills per unit of downside deviation.
Calmar	0.42	0.42	Tie	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

88%

By the books each fund has filed, ITOT and SCHB hold 88% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

88% in common

Positions both hold · largest shared weight first ITOT SCHB

NVIDIA 7.06% 7.20%

APPLE 6.78% 6.27%

MICROSOFT 5.28% 5.08%

AMAZON.COM INC 3.32% 3.42%

ALPHABET CLASS A 2.52% 2.68%

BROADCOM INC 2.18% 2.36%

ALPHABET CLASS C 2.02% 2.13%

META PLATFORMS CLASS A 1.83% 1.69%

MICRON TECHNOLOGY 1.40% 1.46%

TESLA INC 1.54% 1.40%

BERKSHIRE HATHAWAY INC CLASS B 1.36% 1.25%

ELI LILLY 1.37% 1.23%

Only in one fund ↓

Only in ITOT

APPLIED MATERIAL INC 0.42%

GE AEROSPACE 0.41%

TEXAS INSTRUMENT 0.38%

SPACE EXPLORATION TECHNOLOGIES COR 0.27%

MCDONALDS CORP 0.24%

TJX 0.21%

PROLOGIS REIT 0.16%

LOWES COMPANIES INC 0.15%

Only in SCHB

Applied Materials Inc 0.49%

General Electric Co 0.47%

Texas Instruments Inc 0.32%

McDonald's Corp 0.25%

TJX Cos Inc 0.20%

Prologis Inc 0.18%

Lowe's Cos Inc 0.15%

Equinix Inc 0.14%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF SCHB Schwab U.S. Broad Market ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Schwab

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of US broad market

Total return, 1 year +13.4% +13.4%

Expense ratio 0.03% 0.03%

Already in the S&P 500 88.1% 88.0%

Holdings 2443 2372

Net assets, ITOT as of Oct 27, 2026 and SCHB as of Aug 31, 2026 $97.1bn $44.6bn

ITOT and SCHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-CC83BE55D9

ITOT and SCHB are built for the same job. How do they differ in cost, holdings and results?

What each follows. ITOT follows S&P Total Market Index (TMI) and SCHB follows Dow Jones U.S. Broad Stock Market Index.
Holdings in common (similar). 88% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
One-year total return (similar). Over 1 year to Oct 28, 2026 ITOT returned +13.4% and SCHB +13.4% with distributions reinvested, a gap of 0.0 points.

Data as of Oct 28, 2026.

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About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

SCHB

SCHB tracks an index of US broad market. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

Questions people ask

Which returned more over the last year, ITOT or SCHB?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHB +13.4%.
Which is cheaper, ITOT or SCHB?: Neither: ITOT and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.
How much do ITOT and SCHB overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 88% of SCHB by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs QUAL ITOT vs RDVY ITOT vs SPHQ ITOT vs MTUM SCHB vs VIG SCHB vs SCHX SCHB vs VV SCHB vs SPYM

Where to next

ITOT on its own →SCHB on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →SCHB dividend history →SCHB holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

SCHB filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against SCHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-schb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.