Data as of Oct 28, 2026.
ITOT vs MOAT: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITOT returned +13.4% to MOAT's +10.3%; 16% of their weight is in the same names.
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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $11.6bn for VanEck Morningstar Wide Moat ETF.
Pair scorecard
ITOT costs 0.43 points a year less; their one-year returns differ by 3.1 points; ITOT is 8.4 times larger.
| Measure | ITOT | MOAT |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | +10.3% |
| Drawdown | ||
| Below its high | 3.7%, high on Aug 27, 2026 | |
| Benchmark | ||
| What it tracks | S&P Total Market Index (TMI) | Morningstar Wide Moat Focus Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.46% |
| Net assets, as of Oct 27, 2026 | $97.1bn | $11.6bn |
| Holdings | ||
| Holdings in common | 16% | |
| Top ten holdings, share of the fund | 33.9% | 26.5% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
May 4, 2012 to Oct 23, 2026 · 755 weekly returnsITOT returned slightly more: +578.5% to +559.2%. ITOT swung slightly less: 16.2% to 17.1%. MOAT fell slightly less at its worst: −30.8% to −33.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITOT | MOAT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +578.5% | +559.2% | ITOT (slight) | Price change plus distributions, reinvested. |
| Annualized | +14.1% | +13.9% | Tie | Total return as a yearly rate. |
| Price return | +431.5% | +453.0% | MOAT (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.2% | 17.1% | ITOT (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.2% | 11.6% | ITOT (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.2% | −30.8% | MOAT (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.79 | 0.74 | ITOT (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.14 | 1.10 | ITOT (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.43 | 0.45 | MOAT (slight) | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 755 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITOT and MOAT hold 16% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
16% in common
Only in one fund ↓
Side by side
ITOT and MOAT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
ITOT and MOAT do different jobs. What does each one do in a portfolio?
- What each follows. ITOT follows S&P Total Market Index (TMI) and MOAT follows Morningstar Wide Moat Focus Index.
- Holdings in common. 16% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 ITOT returned +13.4% and MOAT +10.3% with distributions reinvested, a gap of 3.1 points.
Data as of Oct 28, 2026.
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ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
MOAT
MOAT tracks the Morningstar Wide Moat. Over the year to Oct 28, 2026 it returned +10.3% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.46% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 54 positions, with the top ten at 26.5%. It sat 3.7% below its high of Aug 27, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, ITOT or MOAT?
- In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and MOAT +10.3%.
- Which is cheaper, ITOT or MOAT?
- ITOT is cheaper, by 0.43 percentage points a year. That is about $43 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, ITOT against MOAT, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-moat
ETFIQ. (Oct 28, 2026). ITOT against MOAT. Retrieved from https://etfiq.com/compare/any/itot-vs-moat
[ITOT against MOAT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/itot-vs-moat)
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