Which returned more over the last year, ITOT or KRE?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and KRE +21.2%.

Which is cheaper, ITOT or KRE?

ITOT is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and KRE overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 7% of KRE by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs KRE: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to KRE's +21.2%; 1% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $4.2bn for State Street SPDR S&P Regional Banking ETF.

ITOT on its own →KRE on its own →

At a glance

+13.4%

ITOT total return, 1 year

+21.2%

KRE total return, 1 year

0.03%

ITOT expense ratio

0.35%

KRE expense ratio

Pair scorecard

ITOT costs 0.32 points a year less; their one-year returns differ by 7.8 points; ITOT is far larger, $97.1bn against $4.2bn.

ITOT vs KRE: Differences, Returns & Fees
Measure	ITOT	KRE
Return
Measure	ITOT	KRE
Total return, 1 year	+13.4%	+21.2%
Drawdown
Measure	ITOT	KRE
Below its high		6.9%, high on Aug 14, 2026
Benchmark
Measure	ITOT	KRE
What it tracks	S&P Total Market Index (TMI)	S&P Regional Banks Select Industry Index
Cost and size
Measure	ITOT	KRE
Expense ratio	0.03%	0.35%
Net assets, as of Oct 27, 2026	$97.1bn	$4.2bn
Holdings
Measure	ITOT	KRE
Holdings in common	1%
Top ten holdings, share of the fund	33.9%	11.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and KRE hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first ITOT KRE

TRUIST FINANCIAL 0.08% 1.08%

CITIZENS FINANCIAL GROUP INC 0.04% 1.05%

HUNTINGTON BANCSHARES INC 0.04% 1.06%

M&T BANK 0.04% 1.04%

REGIONS FINANCIAL 0.03% 1.07%

EAST WEST BANCORP 0.02% 1.15%

FIRST HORIZON 0.02% 1.06%

PINNACLE FINANCIAL PARTNERS 0.02% 1.13%

AMERIS BANCORP 0.01% 1.10%

ASSOCIATED BANCORP 0.01% 1.12%

ATLANTIC UNION BANKSHARES 0.01% 1.12%

AXOS FINANCIAL 0.01% 1.11%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in KRE

PREFERRED BANK/LOS ANGELES 0.38%

COMMUNITY WEST BANCSHARES 0.29%

SOUTHERN FIRST BANCSHARES 0.26%

FIVE STAR BANCORP 0.25%

HANMI FINANCIAL CORPORATION 0.24%

CENTRAL PACIFIC FINANCIAL CO 0.21%

HOME BANCORP INC 0.18%

HBT FINANCIAL INC 0.17%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF KRE State Street SPDR S&P Regional Banking ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P Total U.S. Stock Market Tracks the S&P Regional Banking

Total return, 1 year +13.4% +21.2%

Expense ratio 0.03% 0.35%

Already in the S&P 500 88.1% 6.6%

Holdings 2443 167

Net assets, as of Oct 27, 2026 $97.1bn $4.2bn

ITOT and KRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or KRE?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and KRE +21.2%.
Which is cheaper, ITOT or KRE?: ITOT is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and KRE overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 7% of KRE by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs XLF ITOT vs VOX ITOT vs VDC ITOT vs VPU KRE vs VIG KRE vs SCHX KRE vs SPYM IWB vs KRE

Where to next

ITOT on its own →KRE on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →KRE dividend history →KRE holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against KRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-kre

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.