Which returned more over the last year, IJR or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, IJR returned +17.5% and SCHD +34.5%.

Which is cheaper, IJR or SCHD?

Neither: IJR and SCHD both charge 0.06% a year. Fees come from each fund's prospectus.

How much do IJR and SCHD overlap with the S&P 500?

By their latest filed holdings, 0% of IJR and 95% of SCHD by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IJR vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IJR returned +17.5% to SCHD's +34.5%; 1% of their weight is in the same names.

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Net assets: $104.6bn on Oct 27, 2026 for iShares Core S&P Small-Cap ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

IJR on its own →SCHD on its own →

At a glance

+17.5%

IJR total return, 1 year

+34.5%

SCHD total return, 1 year

0.06%

IJR expense ratio

0.06%

SCHD expense ratio

Pair scorecard

Both cost 0.06% a year; their one-year returns differ by 17.0 points.

Points (pts) are percentage points.

IJR vs SCHD: Differences, Returns & Fees
Measure	IJR	SCHD
Return
Measure	IJR	SCHD
Total return, 1 year	+17.5%	+34.5%
Drawdown
Measure	IJR	SCHD
Below its high	6.8%, high on Aug 14, 2026
Benchmark
Measure	IJR	SCHD
What it tracks	S&P SmallCap 600	Dow Jones U.S. Dividend 100 Index
Cost and size
Measure	IJR	SCHD
Expense ratio	0.06%	0.06%
Net assets, IJR as of Oct 27, 2026 and SCHD as of Aug 31, 2026	$104.6bn	$112.3bn
Holdings
Measure	IJR	SCHD
Holdings in common	1%
Top ten holdings, share of the fund	5.3%	41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Oct 28, 2011 to Oct 23, 2026 · 782 weekly returns

IJR SCHD

Return

Total return edge SCHD +396.7% +554.4%

Annualized edge SCHD +11.2% +13.3%

Price return edge SCHD (slight) +299.5% +306.8%

Risk

Volatility edge SCHD 20.6% 14.8%

Max drawdown edge SCHD −43.6% −31.5%

Risk-adjusted

Sharpe edge SCHD 0.54 0.80

Sortino edge SCHD 0.79 1.15

Calmar edge SCHD 0.26 0.42

Reading

SCHD returned more: +554.4% to +396.7%. SCHD swung less: 14.8% to 20.6%. SCHD fell less at its worst: −31.5% to −43.6%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IJR vs SCHD: Differences, Returns & Fees
Measure	IJR	SCHD	Edge	How it is measured
Return
Total return	+396.7%	+554.4%	SCHD	Price change plus distributions, reinvested.
Annualized	+11.2%	+13.3%	SCHD	Total return as a yearly rate.
Price return	+299.5%	+306.8%	SCHD (slight)	Price change alone, distributions left out.
Risk
Volatility	20.6%	14.8%	SCHD	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	14.0%	10.4%	SCHD	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−43.6%	−31.5%	SCHD	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.54	0.80	SCHD	Return above Treasury bills per unit of volatility.
Sortino	0.79	1.15	SCHD	Return above Treasury bills per unit of downside deviation.
Calmar	0.26	0.42	SCHD	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IJR and SCHD hold 1% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first IJR SCHD

MOELIS CLASS A 0.24% 0.12%

ROBERT HALF 0.24% 0.11%

KORN FERRY 0.22% 0.11%

CLEARWAY ENERGY INC CLASS C 0.23% 0.09%

CVB FINANCIAL CORP 0.22% 0.09%

ARTISAN PARTNERS ASSET MANAGEMENT 0.13% 0.07%

BANNER CORP 0.13% 0.06%

COHEN & STEERS INC 0.11% 0.06%

WESTERN UNION 0.10% 0.06%

OFG BANCORP 0.12% 0.05%

INTERPARFUMS INC 0.12% 0.05%

CITY HOLDING 0.11% 0.05%

Only in one fund ↓

Only in IJR

GLAUKOS 0.61%

PAYCOM SOFTWARE 0.57%

MATCH GROUP INC 0.57%

VIASAT INC 0.55%

SM ENERGY 0.53%

PROTAGONIST THERAPEUTICS 0.52%

RYMAN HOSPITALITY PROPERTIES REIT 0.51%

JACKSON FINANCIAL CLASS A 0.48%

Only in SCHD

Merck & Co Inc 4.76%

Amgen Inc 4.70%

Abbott Laboratories 4.68%

Coca-Cola Co 4.16%

Chevron Corp 4.01%

Verizon Communications Inc 3.96%

ConocoPhillips 3.93%

Home Depot Inc 3.87%

Check overlap with more funds →

Side by side

IJR iShares Core S&P Small-Cap ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Schwab

What it is Tracks the S&P SmallCap 600 Tracks an index of US dividend

Total return, 1 year +17.5% +34.5%

Its benchmark over the same days +17.6% (SPSM) not measured

Gap to its benchmark −0.1 pts vs SPSM not measured

Expense ratio 0.06% 0.06%

Already in the S&P 500 0.0% 94.7%

Holdings 642 99

Net assets, IJR as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $104.6bn $112.3bn

IJR and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-313BA974B6

IJR and SCHD do different jobs. What does each one do in a portfolio?

What each follows. IJR follows S&P SmallCap 600 and SCHD follows Dow Jones U.S. Dividend 100 Index.
Holdings in common. 1% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IJR returned +17.5% and SCHD +34.5% with distributions reinvested, a gap of 17.0 points.

Data as of Oct 28, 2026.

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About each fund

IJR

IJR tracks the S&P SmallCap 600. Over the year to Oct 28, 2026 it returned +17.5% with distributions reinvested, against +17.6% for its benchmark, the S&P SmallCap 600. The prospectus expense ratio is 0.06% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 642 positions, with the top ten at 5.3%. It sat 6.8% below its high of Aug 14, 2026 on Oct 28, 2026.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, IJR or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, IJR returned +17.5% and SCHD +34.5%.
Which is cheaper, IJR or SCHD?: Neither: IJR and SCHD both charge 0.06% a year. Fees come from each fund's prospectus.
How much do IJR and SCHD overlap with the S&P 500?: By their latest filed holdings, 0% of IJR and 95% of SCHD by weight is stocks the S&P 500 already holds.

Other comparisons

IJR vs IWD IJR vs VYM IJR vs VTV IJR vs PVAL SCHA vs SCHD SCHD vs VB IWM vs SCHD SCHD vs VTWO

Where to next

IJR on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →IJR dividend history →IJR holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

IJR filings on SEC EDGAR ↗

IJR prospectus with the expense ratio (SEC) ↗

iShares page for IJR ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IJR against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/ijr-vs-schd

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.