Data as of Oct 28, 2026.
IEFA vs YDEC: Differences, Returns & Fees
Over the year to Oct 28, 2026, IEFA returned +12.3% to YDEC's +7.9%, and IEFA charges 0.07% to YDEC's 0.90%.
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Net assets: $190.4bn on Oct 28, 2026 for iShares Core MSCI EAFE ETF, and $167m on Oct 27, 2026 for FT Vest International Equity Moderate Buffer ETF - December.
Pair scorecard
IEFA costs 0.83 points a year less; their one-year returns differ by 4.4 points; IEFA is far larger, $190.1bn against $167m.
| Measure | IEFA | YDEC |
|---|---|---|
| Return | ||
| Total return, 1 year | +12.3% | +7.9% |
| Drawdown | ||
| Below its high | 4.7%, high on Aug 25, 2026 | |
| Index fall to the buffer | 7.9% | |
| Fund price fall to the buffer | 7.4% | |
| Benchmark | ||
| What it tracks | MSCI EAFE IMI Index | EFA |
| The outcome period | ||
| Room to the cap | 4.8% | |
| Buffer left, in index points | 15.0% of 15.0% | |
| Days left in the period | 51 | |
| Period ends | Dec 18, 2026 | |
| Cost and size | ||
| Expense ratio | 0.07% | 0.90% |
| Net assets, as of Oct 27, 2026 | $190.1bn | $167m |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 0% | |
| Top ten holdings, share of the fund | 12.3% | |
Side by side
IEFA and YDEC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IEFA
IEFA tracks the MSCI EAFE. Over the year to Oct 28, 2026 it returned +12.3% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2,629 positions, with the top ten at 12.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.
YDEC
From its price on Oct 28, 2026, the fund can gain about 4.8% more before it reaches its cap. The fund's price can fall 7.4% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, EFA can fall 7.9% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's EFA level. 51 days remained on Oct 28, 2026. On Dec 18, 2026 the period ends and a new cap is set.
Questions people ask
- Are IEFA and YDEC in the same category?
- IEFA is a stock ETF and YDEC is a buffer ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, IEFA or YDEC?
- In the year to Oct 28, 2026, with distributions reinvested, IEFA returned +12.3% and YDEC +7.9%.
- Which is cheaper, IEFA or YDEC?
- IEFA is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, IEFA against YDEC, data as of Oct 28, 2026. https://etfiq.com/compare/any/iefa-vs-ydec
ETFIQ. (Oct 28, 2026). IEFA against YDEC. Retrieved from https://etfiq.com/compare/any/iefa-vs-ydec
[IEFA against YDEC (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iefa-vs-ydec)
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