Which returned more over the last year, IEFA or XRT?

In the year to Oct 28, 2026, with distributions reinvested, IEFA returned +12.3% and XRT +2.4%.

Which is cheaper, IEFA or XRT?

IEFA is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IEFA and XRT overlap with the S&P 500?

By their latest filed holdings, 0% of IEFA and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IEFA vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IEFA returned +12.3% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets: $190.4bn on Oct 28, 2026 for iShares Core MSCI EAFE ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.

IEFA on its own →XRT on its own →

At a glance

+12.3%

IEFA total return, 1 year

+2.4%

XRT total return, 1 year

0.07%

IEFA expense ratio

0.35%

XRT expense ratio

Pair scorecard

IEFA costs 0.28 points a year less; their one-year returns differ by 9.9 points; IEFA is far larger, $190.1bn against $362m.

IEFA vs XRT: Differences, Returns & Fees
Measure	IEFA	XRT
Return
Measure	IEFA	XRT
Total return, 1 year	+12.3%	+2.4%
Drawdown
Measure	IEFA	XRT
Below its high	4.7%, high on Aug 25, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	IEFA	XRT
What it tracks	MSCI EAFE IMI Index	S&P Retail Select Industry Index
Cost and size
Measure	IEFA	XRT
Expense ratio	0.07%	0.35%
Net assets, as of Oct 27, 2026	$190.1bn	$362m
Holdings
Measure	IEFA	XRT
Holdings in common	0%
Top ten holdings, share of the fund	12.3%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IEFA and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IEFA XRT

VINCI SA 0.23% 1.39%

TESCO PLC 0.18% 1.29%

SIGMA HEALTHCARE 0.04% 1.53%

BALFOUR BEATTY PLC 0.02% 1.53%

PARAGON GROUP OF COMPANIES 0.01% 1.33%

ABACUS GROUP UNIT 0.00% 1.25%

Only in one fund ↓

Only in IEFA

ASML HOLDING 2.55%

ROCHE PS PAR AG 1.36%

SHELL 1.21%

HSBC HOLDINGS PLC 1.18%

NOVARTIS AG 1.14%

ASTRAZENECA PLC 1.04%

NESTLE SA 1.04%

SAP 0.97%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

IEFA iShares Core MSCI EAFE ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the MSCI EAFE Tracks the S&P Retail

Total return, 1 year +12.3% +2.4%

Its benchmark over the same days +14.3% (ACWX) not measured

Gap to its benchmark −2.0 pts vs ACWX not measured

Expense ratio 0.07% 0.35%

Already in the S&P 500 0.0% 22.5%

Holdings 2629 74

Net assets, IEFA as of Oct 28, 2026 and XRT as of Oct 27, 2026 $190.4bn $362m

IEFA and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IEFA

IEFA tracks the MSCI EAFE. Over the year to Oct 28, 2026 it returned +12.3% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2,629 positions, with the top ten at 12.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IEFA or XRT?: In the year to Oct 28, 2026, with distributions reinvested, IEFA returned +12.3% and XRT +2.4%.
Which is cheaper, IEFA or XRT?: IEFA is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IEFA and XRT overlap with the S&P 500?: By their latest filed holdings, 0% of IEFA and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

IEFA vs XHB IEFA vs XLY IEFA vs XOP IEFA vs IYR VEA vs XRT SCHF vs XRT VEU vs XRT IXUS vs XRT

Where to next

IEFA on its own →XRT on its own →Hold both: look the portfolio through →Rankings →IEFA dividend history →IEFA holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

IEFA filings on SEC EDGAR ↗

IEFA prospectus with the expense ratio (SEC) ↗

iShares page for IEFA ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IEFA against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iefa-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.