Data as of Oct 28, 2026.
IEFA vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, IEFA returned +12.3% to SCHD's +34.5%; 0% of their weight is in the same names.
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Net assets: $190.4bn on Oct 28, 2026 for iShares Core MSCI EAFE ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.01 points a year less; their one-year returns differ by 22.2 points.
| Measure | IEFA | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +12.3% | +34.5% |
| Drawdown | ||
| Below its high | 4.7%, high on Aug 25, 2026 | |
| Benchmark | ||
| What it tracks | MSCI EAFE IMI Index | Dow Jones U.S. Dividend 100 Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.06% |
| Net assets, IEFA as of Oct 28, 2026 and SCHD as of Aug 31, 2026 | $190.4bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 12.3% | 41.7% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Nov 2, 2012 to Oct 23, 2026 · 729 weekly returnsSCHD returned more: +484.0% to +199.1%. SCHD swung slightly less: 15.0% to 16.2%. SCHD fell slightly less at its worst: −31.5% to −34.1%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IEFA | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +199.1% | +484.0% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +8.1% | +13.4% | SCHD | Total return as a yearly rate. |
| Price return | +100.2% | +272.0% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.2% | 15.0% | SCHD (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.5% | 10.5% | SCHD (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −34.1% | −31.5% | SCHD (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.45 | 0.79 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 0.64 | 1.13 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.24 | 0.43 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 729 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IEFA and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
IEFA and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IEFA and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. IEFA follows MSCI EAFE IMI Index and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 IEFA returned +12.3% and SCHD +34.5% with distributions reinvested, a gap of 22.2 points.
Data as of Oct 28, 2026.
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IEFA
IEFA tracks the MSCI EAFE. Over the year to Oct 28, 2026 it returned +12.3% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2,629 positions, with the top ten at 12.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Which returned more over the last year, IEFA or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, IEFA returned +12.3% and SCHD +34.5%.
- Which is cheaper, IEFA or SCHD?
- SCHD is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, IEFA against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/iefa-vs-schd
ETFIQ. (Oct 28, 2026). IEFA against SCHD. Retrieved from https://etfiq.com/compare/any/iefa-vs-schd
[IEFA against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iefa-vs-schd)
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